Question 1

Which of the following statements about Medicaid is incorrect?&#10;A)It is the single largest payer of long-term care services in the United States.&#10;B)Provides medical assistance to low income individuals.&#10;C)State specific asset and income-level requirements.&#10;D)Uniform rules and regulations throughout the United States because it is a federal program.

Accepted Answer

Medicaid is a joint federal-state program, but each state has its own set of rules and regulations regarding eligibility, benefits, and payment rates. Therefore, there are no uniform rules and regulations throughout the United States.

Question 2

Countable income for the Aid and Attendance program includes all of the following except:&#10;A)Dividends.&#10;B)Interest.&#10;C)SSI.&#10;D)Wages.

Accepted Answer

SSI (Supplemental Security Income) is not counted as countable income for the Aid and Attendance program. A, B, and D are all counted as countable income.

Question 3

Care which refers to service in a nonresidential community-based group program designed to meet the needs of adults who are functionally impaired is which of the following?&#10;A)Adult Day Care.&#10;B)Home Care.&#10;C)Hospice Care.&#10;D)Long-Term Hospital Care.

Accepted Answer

The given description pertains to the service of Adult Day Care, which is a nonresidential community-based program that provides care and assistance to functionally impaired adults during specific hours of the day. Home Care refers to services provided within the homes of individuals who require assistance with daily living activities, whereas Hospice Care is a palliative care service provided to individuals at the end of life. Long-Term Hospital Care refers to medical services provided to individuals in a hospital setting for an extended duration of time.

Question 4

Which of the following is a federally-insured program backed by the U.S.Department of Housing and Urban Development?&#10;A)Home Equity Conversion Mortgage.&#10;B)Proprietary Reverse Mortgage.&#10;C)Single-Purpose Reverse Mortgage.&#10;D)VA Home loan.

Accepted Answer

Home Equity Conversion Mortgage (HECM) is a federally-insured program backed by the U.S. Department of Housing and Urban Development (HUD). HECMs are the most popular type of reverse mortgage and are backed by federal insurance, which guarantees that borrowers will receive their loan proceeds even if the lender goes out of business. Proprietary reverse mortgages are not backed by the government, and single-purpose reverse mortgages are offered by nonprofit organizations and government agencies to homeowners with low to moderate incomes. VA Home loans are a benefit provided by the Department of Veterans Affairs to eligible veterans and their surviving spouses, and are not related to reverse mortgages.

Question 5

Which of the following provides continuous medical attention to residents?&#10;A)Assisted Living Facility.&#10;B)Continuing Care Retirement Community.&#10;C)Senior living community.&#10;D)Skilled Nursing Facility.

Accepted Answer

Skilled Nursing Facilities provide continuous medical attention to residents.

Question 6

Care which refers to non-skilled,personal care,such as help with activities of daily living is which of the following?&#10;A)Assisted.&#10;B)Custodial.&#10;C)Hospice.&#10;D)Skilled.

Accepted Answer

Custodial care refers to non-skilled, personal care, such as help with activities of daily living. Assisted care refers to a level of care that is in between custodial care and skilled care, while hospice care refers specifically to end of life care. Skilled care refers to medical treatments and procedures that require the expertise of medical professionals.

Question 7

A professional from one of a variety of disciplines that provides services to the elderly is a:&#10;A)Certified Home Health Aide.&#10;B)Geriatric Care Manager.&#10;C)Home Health Aide.&#10;D)Psychologist.

Accepted Answer

A Geriatric Care Manager is a professional from a variety of disciplines, including social work, nursing, and gerontology, who provides services to the elderly, such as assessing needs, coordinating care, and making recommendations for services and resources. Certified Home Health Aides and Home Health Aides may provide direct care to the elderly but do not necessarily provide broader services or coordination. Psychologists may work with the elderly but are not necessarily focused on providing services specifically for this population.

Question 8

Care that is provided to patients for the relief from pain and from the symptoms of disease or its treatment is:&#10;A)Custodial care.&#10;B)Long-term care.&#10;C)Palliative care.&#10;D)Skilled care.

Accepted Answer

Palliative care is specifically focused on providing relief from pain and symptoms associated with serious illnesses or treatments. Custodial care refers to non-medical care, such as assistance with activities of daily living, while long-term care refers to care for chronic conditions over an extended period of time. Skilled care refers to medical care provided by licensed professionals, such as nurses or therapists.

Deck 14: Elder Planning Basics