Deck 14: Health Policy and the Us Health Care System

Question 1

The amount of money an individual must pay before an insurance provider begins to pay for health care services is called the premium.

Answer 1

False

Question 2

Health savings accounts HSAs) were designed to encourage health care consumers to be more conscious of costs; in these plans, consumers pay for a service using money from their HSA rather than having an insurance company cover all or most of the costs.

Answer 2

True

Question 3

States are governed by federal health policies and therefore have no flexibility in how they manage programs like Medicaid or how their local health departments operate.

Answer 3

False

Question 4

Which one series of terms below accurately describes the U.S. health care system?

A) Streamlined, organized, low cost
B) Simplistic, centralized, non-profit
C) Complex, fragmented, high cost
D) Universal, centralized, high cost

Question 5

If health care services are paid for by a local, state, or government source, they are paid for through:

A) Private financing
B) Public financing
C) Universal system
D) Commercial insurers

Question 6

The Hill-Burton Act of 1947 impacted the U.S. health care system in which one of the following ways?

A) It provided funding for health care facility construction and increased the number of hospital and outpatient beds in the country.
B) It established the American Medical Association which set licensing standards for physicians.
C) It established prepaid hospital services plans, one of the earliest types of health insurance in the U.S.
D) It established the U.S. Department of Health and Human Services and the Medicare program.

Question 7

During the 20^th century, every U.S. president passed a new health reform bill.

Question 8

Health care expenditures in the U.S. have steadily increased over the past three decades both in terms of total cost and in percent of gross domestic product.

Question 9

What legislation provided start-up funds to establish new health maintenance organizations HMOs) and required that employers offer an HMO if one was available in their communities?

A) Hill-Burton Act of 1947
B) Social Security Amendment of 1965
C) Health Maintenance Act of 1973
D) Employee Retirement and Income Securities Act ERISA) of 1974

Question 10

The majority of employer-based health insurance plans in the U.S. are managed care plans - HMOs or PPOs.

Question 11

Most industrialized nations have health systems like the U.S. - in other words, systems in which there is no central control and there is no guarantee to health care.

Question 12

Medicaid provides health coverage to low-income pregnant women and their children and also covers some individuals with disabilities.

Question 13

No state has ever implemented a mandate that all its residents purchase health insurance coverage.

Question 14

The U.S. health care system is the costliest health system in the world.

Question 15

Nearly half 46.2%) of all U.S. health expenditures in 2008 were paid for by which one of the following sources?

A) Private insurance
B) Out-of-pocket payments
C) Health maintenance organizations
D) Government sources

Question 16

What is the primary source of payment for health care services among people under age 65 in the United States?

A) Private health insurance
B) Out-of-pocket payments
C) Medicare
D) Medicaid

Question 17

is as an authoritative decision made in the legislative, executive, or judicial branches of government that is intended to direct or influence actions or behaviors related to health.

A) Capitation
B) Health policy
C) Universal care
D) Health services research

Question 18

In which one of the following phases of policy making would rules and regulations be developed to operationalize the policy?
a. Policy formation
b. Policy implementation
c. Policy modification
d. Policy repeal

Question 19

Which one of the following programs provides health coverage to adults age 65 and older in the U.S.?

A) Medicare
B) Medicaid
C) Children's Health Insurance Plan
D) Social security