Deck 6: Workers Compensation, Disability Management and Return to Work

Question 1

If employers go out of business, the injured employee will not be compensated.

Answer 1

False

Question 2

Which of the following are objectives of workers' compensation?

A) Replacement of income
B) Medical rehabilitation of the injured employee
C) Vocational rehabilitation of the injured employee
D) All of the above
E) None of the above

Answer 2

All of the above

Question 3

Medical rehabilitation consists of providing physical therapy but not prosthetic devices?

Answer 3

False

Question 4

When compared to their peers, which one of the following methods is used to determine the premium rate?

A) Schedule rating
B) Experience rating
C) Manual rating
D) Retrospective rating
E) Disability rating

Question 5

Stress-related injuries are not covered by workers' compensation.

Question 6

Injured workers can expect to receive up to 75% to 90% of their net pay.

Question 7

Workers' compensation laws are uniform in each province and territory.

Question 8

Workers' compensation applies when an injury can be categorized as arising out of employment or occurring in the course of employment.

Question 9

Vocational rehabilitation involves providing the education and training needed to prepare the worker for a new occupation.

Question 10

Experience rating ensures that all employers pay the same premiums.

Question 11

Workers' compensation programs are funded by the federal government.

Question 12

Which of the following factors have no effect on insurance premiums?

A) Profit/loss of the company
B) Types of work performed
C) Accident history
D) Number of employees
E) Participation in accident reduction programs.

Question 13

All Canadian workers are covered under the workers' compensation laws.

Question 14

Workers' compensation was developed to allow injured employees to be compensated without the need for litigation.

Question 15

A major portion of our social interaction and our self-image is provided by the workplace and by coworkers.

Question 16

Rehabilitation of the injured employee is one objective of workers' compensation

Question 17

One of the first examples of presumptive legislation appeared in Nova Scotia in January 2000.

Question 18

Which of the following may be considered a hazardous or harmful environment?

A) One in which the likelihood of being struck or falling, is great.
B) One in which exposure to chemical or physical agents could result in the development of a disease or illness.
C) One in which the likelihood of overexertion is great.
D) One in which stress-related injuries are possible.
E) All the above

Question 19

Cost allocation means that all employers pay the same amount as all other employers with the same number of workers.

Question 20

Which of the following is a feature of workers' compensation?

A) It is an at-fault program.
B) Payment to injured employee is decided by the employer.
C) Workers who have multiple claims pay higher premiums.
D) Younger workers pay higher premiums
E) Compensation boards work independently from any political party.

Question 21

Which approach to handling permanent partial disability cases would likely provide the best outcome for a recent graduate, who is new to a company?

A) Loss-of-Wage-Earning-Capacity Theory
B) Wage-Loss Theory
C) Vocational rehabilitation theory
D) Whole-Person Theory
E) Domino theory

Question 22

What type of disability exists when an injured employee is not expected to recover fully?

A) Permanent partial disability
B) Temporary total disability
C) Temporary partial disability
D) Permanent total disability
E) Limited mobility disability

Question 23

According to the Conference Board of Canada, what portion of the workforce is absent due to illness or injury?

A) 1% to 2%
B) 2% to 4%
C) 4% to 8%
D) 8% to 12%
E) 12% to 20%

Question 24

Once the recovery from the injury is expected to proceed no further, benefits may be paid to compensate the worker for non-economic loss. Which of the following is considered a non-economic loss?

A) Health care
B) Prescription drugs
C) Physiotherapy
D) Functional loss
E) Prosthetics

Question 25

Which jurisdictions was the first to introduce presumptive legislation for firefighters.

A) Nova Scotia
B) Manitoba
C) Ontario
D) Saskatchewan
E) Alberta