Deck 1: Introduction to Workers Compensation

Question 1

What is a burial benefit?

Answer 1

Many states provide a maximum benefit of $6000 for an employee's funeral expenses under the burial benefit provisions of a workers' compensation insurance plan.

Question 2

What is the function of a Workers' Compensation Board?

Answer 2

One of the responsibilities of the state Board of Workers' Compensation is to determine the extent of the employee's injuries.

Question 3

What types of employees are covered by workers' compensation statutes?

Answer 3

The following employees are covered under most states' workers' compensa- tion laws:
• Employees who are employed by for-profit businesses
• Employees who work for counties and towns and work in "hazardous" areas
• Most public school teachers, with some important exceptions
• Employees who work 40 or more hours per week

Question 4

Explain the significance of this chapter's Case Excerpt.

Question 5

Why was there a need for workers' compensation statutes in the United
States?

Question 6

What was the state of law for injured employees prior to the creation of workers' compensation statutes?

Question 7

How does this court explain the exclusive remedy provided by workers'
compensation?

Question 8

What is meant by "exclusive remedy" as that term applies to workers'
compensation?

Question 9

Who is responsible for paying into the workers' compensation fund from which employees draw their compensation?

Question 10

According to the court, what improper activities did the employer carry out in this case?

Question 11

Explain the basic arrangement in a workers' compensation scheme.

Question 12

How do intentional acts by employers affect workers' compensation coverage?

Question 13

Workers' compensation is not the only system that injured workers can use to bring actions arising from on-the-job injuries.

Question 14

What is the income benefit under workers' compensation?

Question 15

Is it significant to the decision that Gould intentionally exposed its employees to dangerous airborne elements?

Question 16

What types of monetary benefits are available to injured employees under workers' compensation statutes?.

Question 17

When did workers' compensation statutes originate in the United
States?

Question 18

What types of workers are not covered by workers' compensation statutes?

Question 19

Prior to the enactment of workers' compensation statutes, what defenses would employers use in order to avoid paying for employee injuries?

Question 20

Explain the plaintiff's "involuntary servitude" argument.

Question 21

What is the definition of a medical benefit?

A)A benefit that has not yet been received by the injured worker.
B)Payment for treatment received by an injured worker for a covered accident or illness.
C)Payment for psychological trauma as the result of the injury.
D)A benefit that for a service provided, but not yet recompensed.

Question 22

Workers' compensation statutes are a balancing act: they both confer rights and remove others.

Question 23

Before the creation of workers' compensation statutes, employees had far better options against employers than they have today.

Question 24

Most workers' compensation statutes were created in the mid-
1800s in a response to agricultural reforms.

Question 25

During what century did most states create their workers' compensation systems?

A)Eighteenth
B)Nineteenth
C)Twentieth
D)Twenty-first

Question 26

The legal phrase describing an injured employee's only recourse in bringing an action for benefits.

A)Singular benefits.
B)Loss of available options.
C)Exclusive remedy.
D)Res Ipsa Loquitor.

Question 27

A system created in the early twentieth century to provide minimal medical coverage and benefits for injured workers.

A)Personal injury
B)Workers' compensation
C)Medical malpractice
D)Equitable distribution

Question 28

Workers' compensation statutes violate the U.S.Constitution.

Question 29

When an employee dies as the result of an on-the-job injury or illness, which of the following statements is true?

A)His or her family can receive a death benefit.
B)His or her family will not receive a death benefit.
C)His or her family will continue to receive all of the benefits of the injured worker, including medical treatment.
D)His or her family will receive nothing.

Question 30

The Workers' Compensation Board is empowered to make decisions about benefits in particular cases.

Question 31

All workers in the United States are covered under various workers' compensation statutes.

Question 32

Employees pay into the workers' compensation system.

Question 33

Insurance companies are heavily involved in the workers'
compensation system.

Question 34

Which of the following are injuries that would be covered by workers' compensation?

A)Injuries brought about by the employee's voluntary intoxication.
B)Injuries brought about by the employee's willful intent.
C)Injuries brought about by the intentional action of the employer.
D)Injuries as the result of prolonged exposure to an unhealthy work environment.

Question 35

Workers' compensation benefits include burial benefits for employees killed on the job.40

Question 36

The benefit provided under workers' compensation pays the total cost of the medical bills that flow from treating the injury or illness.

Question 37

Which of the following is NOT a defense available to employers before the enactment of workers' compensation systems?

A)Assumption of the risk.
B)Negligent entrustment.
C)Negligence of the employee.
D)Intentional actions by third parties.

Question 38

The governmental unit responsible for administering the workers' compensation system.

A)Workers' Compensation Sanctions
B)Workers' Compensation Board
C)U.S.Supreme Court
D)U.S.Department of Commerce

Question 39

Which of the following are benefits not normally provided under workers' compensation?

A)Medical expenses.
B)Income during the injury/illness.
C)Death benefits.
D)Payment for pain and suffering.

Question 40

Which of the following employees would not typically be covered under workers' compensation laws?

A)Employees who are employed by for-profit businesses.
B)Employees who work for counties and towns and work in "hazardous" areas.
C)Most public school teachers, with some important exceptions.
D)Members of the clergy.

Question 41

Payments made to an injured worker to provide some percentage of income during the worker's rehabilitation or permanent injury period:
.

Question 42

The only legal remedy available to the parties: .

Question 43

Provide a list of individuals who are and who are not covered under workers' compensation statutes.

Question 44

Explain the basic arrangement in a workers' compensation scheme.

Question 45

Why was it necessary to create the workers' compensation system?

Question 46

A system created in the early twentieth century to provide minimal medical coverage and benefits for injured workers: .

Question 47

What types of monetary benefits are available to injured employees under workers' compensation statutes?

Question 48

Explain the advantages and disadvantages of the workers' compensation system for both employers and employees.

Question 49

The governmental unit responsible for administering the workers'
compensation system: .