Deck 15: White Collar Crime, Cyber Crime, and Commercial Crime

Question 1

The principal laws protecting intellectual property are the federal copyright, patent, and trademark laws, as well as state trade secret laws.

Answer 1

True

Question 2

Fraud convictions require action done knowingly because: ​

A)fraud is a crime of deceit.
B)fraud causes more harm than most other crimes.
C)too many people would be falsely convicted otherwise.
D)persons committing fraud do not always know what they are doing.

Answer 2

A

Question 3

The state bank fraud act and the wire fraud act are frequently used to convict white collar criminals.

Answer 3

False

Question 4

Offering a gift or payment to another with the specific intent to obtain some unlawful particular quid pro quo for the gift or payment is: ​

A)bribery.
B)bank fraud.
C)health care fraud.
D)intellectual property fraud.

Question 5

______ is a class or type of criminal conduct that has solely economic gain to the criminal as its goal. ​

A)White collar crime
B)Racketeering
C)Wire fraud
D)Bank fraud

Question 6

Fraud schemes may be prosecuted on the federal, but not state level. ​

Question 7

Deceitful means or acts used to cheat a person, corporation, or governmental agency are known as: ​

A)fraud.
B)forgery.
C)false statement.
D)false claims.

Question 8

A communication under the bank fraud act must cross state lines.

Question 9

The federal ______ statute makes it a federal crime to defraud a financial institution that is federally insured. ​

A)false statement
B)claims
C)bank fraud
D)wire fraud

Question 10

The federal government has no general Health Care Fraud statute which makes it a crime to willfully execute a "scheme of artifice" intended to defraud a "health care benefit" program.

Question 11

Fraud involves deceitful means or acts to cheat a person, corporation, or governmental agency.

Question 12

Crimes related to product tampering include: ​

A)extortion.
B)threats to allege tampering.
C)attempts to create the basis of a civil lawsuit.
D)All of these choices are correct.

Question 13

______ fraud is not a type of fraud. ​

A)Material
B)Bank
C)Health care
D)Intellectual property

Question 14

______ laws do not protect intellectual property. ​

A)Copyright
B)Trade secrets
C)Wire fraud
D)Intellectual property

Question 15

The federal identity theft statute requires the defendant know the identification document belongs to another person.

Question 16

Books, movies, and songs are protected by the: ​

A)federal copyright act.
B)the "fair use" doctrine.
C)federal and state laws that protect trade secrets.
D)federal wire fraud laws.

Question 17

Insider trading includes using information acquired by an insider and not available to the public to profit in a sale of securities.

Question 18

A federal officer who "solicits" a bribe in exchange for some official act and also threatens to use his official position to prevent the official act from occurring has committed extortion in addition to bribery.

Question 19

Stock market and corporate fraud declined significantly from 1990-2004.

Question 20

A ______ includes a scheme to deprive another of the intangible right of honest services. ​

A)scheme or artifice
B)scheme or neglect
C)scheme or fraud
D)scheme or deprivation

Question 21

While the "white collar" language suggests the status of the wrongdoer, most definitions of the term focus on ______ rather than the identity of the criminal. ​

A)the kind of behavior made criminal
B)the socio-economic status of the criminal
C)the thinking of the criminal
D)the social impact of the criminal

Question 22

Quid pro quo requires from an official: ​

A)the exercise of some influence.
B)an agreement on a specific official act.
C)multiple exercises of some influence.
D)an agreement on numerous specific official acts.

Question 23

The two types of identity theft are: ​

A)true name and synthetic identity.
B)false name and synthetic identity.
C)true name and false identity.
D)synthetic name and true identity.

Question 24

______ is not a consequence that could result from importation of a counterfeit product into the United States. ​

A)Prosecution under the criminal code of a state
B)Civil suit and sanctions
C)Federal prosecution under the mail fraud statute
D)Charges of espionage being levied

Question 25

An element that is included in wire fraud but not necessary in bank fraud is: ​

A)the wire communication must cross state lines.
B)the bank fraud must cross state lines.
C)the wire communication must cross international borders.
D)the bank fraud must cross international borders.

Question 26

Bribery under the federal statute is similar to extortion, because it is not necessary in an extortion prosecution to prove an official threatened to use his official authority if: ​

A)the extortion amount was not paid.
B)the extortion amount was paid.
C)the extortion was carried out.
D)the extortion was only planned.

Question 27

Criminal acts implemented through use of a computer are: ​

A)cyber crime.
B)identity theft.
C)wire fraud.
D)video voyeurism.

Question 28

"Outsiders," "insiders," and "tippees" are a part of the crime of: ​

A)insider trading.
B)wire fraud.
C)bank fraud.
D)identity theft.

Question 29

The criminal charge often used in fraud cases is: ​

A)theft by fraud or larceny by fraud.
B)theft by fraud.
C)larceny by fraud.
D)neither theft nor fraud.

Question 30

It has been estimated that the yearly cost of healthcare fraud is more than: ​

A)$100 billion.
B)$80 billion.
C)$65 billion.
D)$50 billion.

Question 31

The term that means giving something of value for something else is: ​

A)quid pro quo .
B)pro bono .
C)pro rata .
D)quid pro bono .

Question 32

The economic cost of white collar crimes is: ​

A)enormous.
B)slight.
C)the same as many other crimes.
D)less than many other crimes.

Question 33

Insider trading includes a person called the: ​

A)tippee.
B)tipper.
C)rippee.
D)ripper.

Question 34

Insider trading includes using information acquired by an insider and: ​

A)not available to the public to profit in a sale of securities.
B)paid for through bribery.
C)received by extorting a government official.
D)gained through illegal entry.

Question 35

Unlawful access to a computer or computer system with intent to commit a crime is: ​

A)computer trespass.
B)identity theft.
C)wire fraud.
D)video voyeurism.

Question 36

The _____ makes it a crime to present a claim to the US government that is false or fraudulent and known to be false or fraudulent. ​

A)False Claims Act
B)Hobbs Act
C)Pendelton Act
D)Government Claims Act

Question 37

Fraud and corruption in government does not include: ​

A)contract fraud.
B)false claims.
C)program fraud.
D)stock market fraud.

Question 38

______ identity theft is the crime that occurs when an actual person's identity is stolen. ​

A)True name
B)Synthetic
C)Cyber
D)Wire

Question 39

The US Supreme Court has held that any "scheme or artifice" must include: ​

A)a material falsehood.
B)a legal falsehood.
C)a criminal falsehood.
D)a falsehood.

Question 40

Theft, piracy, or counterfeiting of ideas, inventions, artistic works, and the like is: ​

A)copyright laws.
B)trade secrets.
C)wire fraud.
D)intellectual property fraud.

Question 41

A federal officer who threatens to use his official position to prevent the official act from occurring would be guilty of: ​

A)bribery.
B)bank fraud.
C)extortion.
D)property fraud.

Question 42

The principal problem in counterfeiting is _____, many of whom live in foreign countries and are producing counterfeit money that is difficult to detect. ​

A)casual counterfeiters
B)professional craftspeople
C)amateur counterfeiters
D)None of these choices

Question 43

Craig and Jamie really love music, movies, and just about anything that can be played, watched, or listened to on an electronic device. Craig downloads several songs and a couple of movies, paying the movie and song companies for them. He then exports them to Jamie so that she may watch and listen at her leisure. Jamie pays Craig five dollars for the bundle.

A)Craig would be in violation of the federal copyright act when he: ​
B)transferred them to Jamie's computer.
C)took five dollars in payment from Jamie.
D)failed to inform the record and movie companies of the sale.
E)failed to pay income tax on the five dollar sale.

Question 44

Craig and Jamie really love music, movies, and just about anything that can be played, watched, or listened to on an electronic device. Craig downloads several songs and a couple of movies, paying the movie and song companies for them. He then exports them to Jamie so that she may watch and listen at her leisure. Jamie pays Craig five dollars for the bundle.

A)The movies and songs which Craig downloaded would not be a violation of: ​
B)federal copyright act. ​
C)the "fair use" doctrine.
D)federal and state laws that protect trade secrets.
E)federal wire fraud laws.

Question 45

If a person, including a firefighter, is killed or suffers serious bodily injury as a result of the fire, the charge would be: ​

A)arson.
B)manipulative arson.
C)felony arson.
D)aggravated arson.

Question 46

Craig and Jamie really love music, movies, and just about anything that can be played, watched, or listened to on an electronic device. Craig downloads several songs and a couple of movies, paying the movie and song companies for them. He then exports them to Jamie so that she may watch and listen at her leisure. Jamie pays Craig five dollars for the bundle.

A)Ultimately Craig was convicted of: ​
B)intellectual property fraud.
C)computer fraud.
D)federal and state laws that protect trade secrets.
E)federal wire fraud laws.

Question 47

Arson is not characterized by being: ​

A)the easiest of the major crimes to commit.
B)difficult to detect.
C)the hardest to prove in court.
D)generally unsuccessful.

Question 48

Theft based on stealing a real person's identification information or theft based on creating a fictitious person's identification is: ​

A)identity theft.
B)synthetic identity theft.
C)cyber identity theft.
D)wire identity theft.

Question 49

Any person who executes a scheme or artifice to defraud the United States in excess of $1,000,000 is guilty of: ​

A)contract fraud.
B)significant fraud.
C)large-scale fraud.
D)major fraud.

Question 50

Craig and Jamie really love music, movies, and just about anything that can be played, watched, or listened to on an electronic device. Craig downloads several songs and a couple of movies, paying the movie and song companies for them. He then exports them to Jamie so that she may watch and listen at her leisure. Jamie pays Craig five dollars for the bundle.

A)Craig attempts to argue that Jamie and he are educators and intended all along to use the movies and music only in the classroom where ___ would apply. ​
B)the federal copyright act
C)the "fair use" doctrine
D)federal and state laws that protect trade secrets
E)federal wire fraud laws

Question 51

Linda decides she needs some furnishings for her room, but is currently out of work and out of cash. She's maxed out on her credit cards, but in the mail a solicitation from a credit card company arrives, addressed to Linda's roommate. Linda sees an opportunity and goes online to apply, posing as the roommate. Two weeks later, the new credit card arrives and off goes Linda to the stores.

A)Because Linda applied for the credit card online, she may be charged with: ​
B)cyber crime.
C)identity theft.
D)wire fraud.
E)video voyeurism.

Question 52

Mary has been going through some difficult times and needs some extra money. She works as a fresh produce inspector in Florida, inspecting oranges for major growers. On her word, thousands of tons of oranges would have to be discarded for failing to pass a health inspection. She suggests to the owner that she could "fix" it so he need never worry about ever failing an inspection.

A)The quid pro quo requirement was met in this instance because Mary: ​
B)exercised some influence over the grower.
C)acted in an official capacity as an inspector. ​
D)took some oranges home with her.
E)failed to protect the consumer.

Question 53

Mary has been going through some difficult times and needs some extra money. She works as a fresh produce inspector in Florida, inspecting oranges for major growers. On her word, thousands of tons of oranges would have to be discarded for failing to pass a health inspection. She suggests to the owner that she could "fix" it so he need never worry about ever failing an inspection.

A)The orange grower would be charged with: ​
B)extortion.
C)bribery.
D)fruit fraud.
E)None of these choices.

Question 54

A person's deliberate, willful, and malicious burning of a building or personal property is: ​

A)arson.
B)fire starter.
C)flame initiator.
D)fraud.

Question 55

A program that sends multiple possible passwords to enter a computer is: ​

A)brute force. ​
B)gale force.
C)wired tactics.
D)strong arm tactics.

Question 56

In _____, a fictitious person's name or Social Security number are used to commit the theft. ​

A)true name identity theft
B)synthetic identity theft
C)cyber identity theft
D)wire identity theft

Question 57

Linda decides she needs some furnishings for her room, but is currently out of work and out of cash. She's maxed out on her credit cards, but in the mail a solicitation from a credit card company arrives, addressed to Linda's roommate. Linda sees an opportunity and goes online to apply, posing as the roommate. Two weeks later, the new credit card arrives and off goes Linda to the stores.

A)Because of Linda's use of the credit card in her roommate's name, she would be charged with: ​
B)"true name" identity theft.
C)"synthetic" identity theft.
D)cyber identity theft.
E)wire identity theft.

Question 58

Linda decides she needs some furnishings for her room, but is currently out of work and out of cash. She's maxed out on her credit cards, but in the mail a solicitation from a credit card company arrives, addressed to Linda's roommate. Linda sees an opportunity and goes online to apply, posing as the roommate. Two weeks later, the new credit card arrives and off goes Linda to the stores.

A)Linda argues that since the solicitation was for her roommate, then she could not have stolen her identity (and anyway, she meant to pay her back). The police ignore Linda and charge her with the use of ____ for each time she signed a sale's slip. ​
B)false identification
C)"synthetic" identification
D)theft
E)mail fraud

Question 59

Sophisticated color copiers allow what law enforcement officers call  "________" to print thousands of crude bills. ​

A)casual counterfeiters
B)professional craftspeople
C)amateur counterfeiters
D)casual craftspeople

Question 60

Mary has been going through some difficult times and needs some extra money. She works as a fresh produce inspector in Florida, inspecting oranges for major growers. On her word, thousands of tons of oranges would have to be discarded for failing to pass a health inspection. She suggests to the owner that she could "fix" it so he need never worry about ever failing an inspection.

A)On the other hand, Mary would be charged with: ​
B)extortion.
C)bribery.
D)fruit fraud.
E)consumer fraud.

Question 61

The primary criminal laws aimed at ____ property fraud are the federal copyright and patent acts and federal and state trade secret acts.

Question 62

The federal _____ fraud act and the wire fraud act are frequently used to convict white-collar criminals.

Question 63

The _______________ Claims Act makes it a crime to present a claim to the US government that is false or fraudulent.

Question 64

Compare and contrast bribery and extortion. State an example of a crime which includes both bribery and extortion.

Question 65

The federal government has passed many criminal laws directed at health care fraud, such as the ______ False Claims Statute.

Question 66

A class or type of criminal conduct that has solely economic gain to the criminal as its goal is the definition of ____ crime.

Question 67

A person's deliberate, willful, and malicious burning of a building or personal property is called ____.

Question 68

Fraud is in essence a crime of ___.

Question 69

Explain what is involved in the crime known as insider trading, and explain why the government is interested in controlling this type of behavior.

Question 70

Theft based on stealing a real person's identification information or theft based on creating a fictitious person's identification is called ____.

Question 71

Giving something of value (" quid ") for something else is called _____. ​

Question 72

State the definition of white-collar crime. List some examples of this type of crime. Provide an example of a famous white-collar criminal and explain his or her crime.

Question 73

The receipt of unlawful payment to an official may prove ___, and also could prove bribery.

Question 74

List two federal criminal statutes frequently used to convict white-collar criminals.

Question 75

Criminal acts implemented through use of a computer or other form of electronic communication are called ____.

Question 76

Unlawful access to a computer or computer system with intent to commit a crime or unlawful access to a computer or computer system maintained by a government unit is called ____.

Question 77

Explain what constitutes "cyber crime," and how states and the federal government are addressing it.

Question 78

Among the crimes created to protect stock markets and financial markets of the US is the crime of insider _________.

Question 79

Using deceitful acts to cheat another is called __________.

Question 80

Congress has power to punish most large fraud schemes under the __________ commerce clause.