Deck 27: Why the US Medical System Needs Reform Problems With Access

Question 1

What system was effective in reducing expenditures for hospital care but overall costs continued to rise because it wasn't included for outpatient care?

A) Fee-for-service
B) Diagnosis-related group
C) Preferred provider organizations
D) Health maintenance organization

Answer 1

B

Question 2

Which form of managed care is the most stringent because the organization has a financial incentive to preserve the health of its members?

A) Fee-for-service
B) Diagnosis-related group
C) Preferred provider organizations
D) Health maintenance organization

Answer 2

D

Question 3

In the late 1980s, the legislature of which state undertook a plan to spread its resources over a larger number of people by limiting the services for which it would pay?

A) Oregon
B) Ohio
C) Oklahoma
D) Arizona

Answer 3

A

Question 4

The United States spends far more on medical care per person than any other country in the world.

Question 5

The American medical system is the most expensive and most efficient in the world.

Question 6

Aging of a country's population tends to raise medical costs because of the increased need for services and the more expensive nature of services for older adults.

Question 7

Newer technologies tend to better diagnose problems, and, thus, save lives but at a much higher cost and with higher demand.

Question 8

The American healthcare system wastes considerable amounts of money in areas such as failure of care delivery and failure of care coordination.

Question 9

It is rare to see someone sue a doctor or a hospital for malpractice outside the American system.

Question 10

The American legal climate tends to put doctors at ease and leads to less defensive medicine than other countries.

Question 11

A health maintenance organization acts as both insurer and provider.

Question 12

In ________________________, patients are required to seek care from participating providers who have agreed to provide services at lower rates.

Question 13

When ____________________ was the norm, hospitals could charge higher rates to insured patients to cover the costs of treating the uninsured.

Question 14

whats the terms to the appropriate description.
-Popular among political conservatives and was encouraged during the Bush administration

Question 15

whats the terms to the appropriate description.
-Insurance payments do not kick in until after individuals themselves have paid for a significant amount of services

Question 16

whats the terms to the appropriate description.
-Individuals set aside funds tax-free to be used for paying medical expenses

Question 17

whats the terms to the appropriate description.
-Aimed at addressing many of the problems with the American medical care system

Question 18

whats the following terms to the appropriate description
-A joint federal-state program which never worked as well as it was expected to, but now covers many more Americans

Question 19

whats the following terms to the appropriate description
-Prohibited denial of medical coverage due to pre-existing conditions

Question 20

whats the following terms to the appropriate description
-Passed in the 1990s and decreased the percentage of uninsured children to less than 10 percent

Question 21

whats the following terms to the appropriate description
-Obamacare

Question 22

A Supreme Court decision allowed states to opt out of the Medicaid expansion under the ACA. In states that do not participate, who is left without healthcare coverage?

A) Married adults
B) Children
C) Elderly adults
D) Childless adults

Question 23

What percentage of Medicaid beneficiaries are children, their parents, and pregnant women?

A) 50%
B) 65%
C) 75%
D) 85%

Question 24

A business with how many or more employees that does not provide medical coverage is required to pay an assessment of $2000 per employee?

A) 10
B) 25
C) 50
D) 100

Question 25

Each year, the Medicare program pays out more money than it collects in premiums.

Question 26

The health status of the American population is poor in international comparison which is evidence that all the spending on medical care cannot compensate for failures in the public health system.

Question 27

There is well-documented evidence that patients were harmed by the overall cost control measures associated with managed care.

Question 28

The percentage of children who are uninsured has declined to less than 10% because of _________________________.

Question 29

States began to move ___________________ recipients into managed care plans in the hope of providing them with a higher quality of care and more continuity of care, as well as controlling costs.

Question 30

Obamacare required states and the District of Columbia to create ___________________ on which individuals could shop for medical insurance plans.

Question 31

Obamacare mandated that insurers allow children to stay on their parents' health insurance until the age of ___________________ .

Question 32

When Oregon decided to refuse payment for organ transplants, a boy died of ___________________ due to a lack of a bone marrow transplant.

Question 33

From early on, when some rationing has been considered, ___________________ care is generally one of the highest priorities.

Question 34

While the idea of healthcare rationing causes great upset, in some sense it ___________________.

Question 35

Whats the appropriate description of the following?
-A flat fee paid to hospitals based on the illness category of the patient

Question 36

Whats the appropriate description of the following?
-The seller rather than the buyer determines what the buyer needs

Question 37

Whats the appropriate description of the following?
-Family practice, general internal medicine, pediatrics, and obstetrics/gynecology

Question 38

Whats the appropriate description of the following?
-Ordering more diagnostic tests and medical procedure than necessary to document in court that everything possible was done for the patient

Question 39

Whats the appropriate description of the following?
-Patients area required to seek care from participating providers who have agreed to provide services at lower rates

Question 40

Whats the appropriate description of the following?
-Acts as both insurer and provider in return for a fixed monthly or annual payment

Question 41

Whats the appropriate description of the following?
-Provided patients with information on cost and quality and requiring them to share more of the cost

Question 42

Whats the appropriate description of the following?
-Individuals set aside funds tax-free to be used in paying medical expenses