Deck 4: Overview of the Health Care System

Question 1

Which of the following refers to a percentage of service costs that patients pay when they receive services or drugs?

A) Premium
B) Deductible
C) Co-payment
D) Co-insurance

Answer 1

D

Question 2

Prior to establishing the Medicare program in 1968, what country provided insurance in a manner that was similar to the United States?

A) Germany
B) Great Britain
C) Canada
D) Switzerland

Answer 2

C

Question 3

The health system of __________ is characterized as a national health system that is publicly financed and where care is provided by government employees or contractors.

A) United States
B) Canada
C) Great Britain
D) Germany

Answer 3

C

Question 4

In the Canadian healthcare system, which of the following services are covered under private insurance?

A) Dental and vision care
B) Hospital services
C) Physician services
D) Public health services

Question 5

Even with the passage of the 2010 Patient Protection and Affordable Care Act, the United States will continue to provide healthcare services through a patchwork of public and private insurance plans.

Question 6

Individuals without health insurance have to pay more for comparable services because they do not have the advantage of sharing costs as part of a pool of consumers.

Question 7

The majority of physicians, nurse practitioners, and physician assistants practice in primary care.

Question 8

Residents of the southern and western United States are more likely to be __________ than residents of the northern and midwestern United States.

Question 9

A __________ is an amount the insured person pays out-of-pocket before the insurance plan assists with the costs of healthcare services.

Question 10

In general, being __________ means individuals do not have financial means to cover the gap between what their insurance covers and the total cost of their medical bills.

Question 11

The Institute of Medicine defines __________ as "those providers that organize and deliver a significant level of health care and other related services to people who are uninsured, people who are on Medicaid, and other vulnerable populations."

A) Medicaid mills
B) healthcare safety net
C) poverty providers
D) indigent practices

Question 12

Which of the following people created the first healthcare system in the world?

A) Sir William Beveridge
B) Otto von Bismarck
C) Florence Nightingale
D) Andreas Vesalius

Question 13

Which of the following is the largest publically financed national health system in the world?

A) Medicare
B) Medicaid
C) Social Health Insurance System (SHIS)
D) National Health Service (NHS)

Question 14

Which country maintains a socialized insurance system that is supported through mandatory contributions by employers and employees and in which medical care is provided by private practitioners?

A) United States
B) Canada
C) Germany
D) Great Britain

Question 15

Most people who are uninsured work full-time jobs, are in families with at least one full-time worker, or have part-time workers in their family.

Question 16

In the population as a whole, a greater percentage of minorities than white people are uninsured.

Question 17

NPs and PAs are more likely to practice in rural areas than physicians.

Question 18

A premium is an annual cost for enrolling in a health plan.

Question 19

Canada's healthcare system is called Medipay.

Question 20

A deductible is an amount a person who is insured pays out-of-pocket before the insurance plan helps pay for costs of healthcare services.