Question 1

What is the amount defined by the federal government as the minimal income level at which a family or individual can meet their basic needs?&#10;A) $667 per month&#10;B) poverty line&#10;C) thrifty level of poverty&#10;D) $22,810 per year

Accepted Answer

The federal government defines the poverty line as the minimal income level at which a family or individual can meet their basic needs. Option A is an outdated amount (as of 2021), while option C refers to a more extreme definition of poverty. Option D provides a specific amount but is not relevant to the question of the minimal income level for basic needs.

Question 2

When an individual's income is less than the amount needed to obtain the minimal necessities for living, this is known as:&#10;A) absolute poverty&#10;B) relative poverty&#10;C) poverty level&#10;D) income poverty

Accepted Answer

Absolute poverty refers to a situation where an individual's income is not sufficient to meet their basic needs such as food, shelter, and clothing. It is a condition of severe deprivation and is often characterized by malnutrition, illness, and high mortality rates. This is different from relative poverty, which refers to a situation where an individual's income is significantly lower than the average income in their society, thereby restricting their ability to participate in various social activities and opportunities. Poverty level and income poverty are related concepts but do not capture the severity of deprivation associated with absolute poverty.

Question 3

The term &#34;working poor&#34; refers to:&#10;A) those families that are in poverty for multiple generations&#10;B) individuals that sell illegal goods on the street&#10;C) unpaid volunteers&#10;D) those who are typically employed, but poverty occurs when the job is only part-time, or does not compensate the employee enough to move above the poverty line, resulting in the individual being marginally poor

Accepted Answer

The term "working poor" refers to individuals who are employed, but their income is not enough to move above the poverty line. This can happen when the job is only part-time or does not compensate enough. It is a type of poverty that affects those who are employed.

Question 4

Which of the following may result in an individual, previously at low risk, experiencing poverty during their lifetime?&#10;A) Federal economic recession&#10;B) Corporate downsizing&#10;C) Short-term disability&#10;D) All of the above

Accepted Answer

All of the options listed can lead to an individual previously at low risk for poverty experiencing poverty during their lifetime. A federal economic recession can result in job loss or reduced income for individuals and families. Corporate downsizing can also lead to job loss and reduced income for individuals. A short-term disability can result in lost wages and increased medical expenses, leading to financial strain for individuals and families.

Question 5

The Gini Index is intended to measure&#10;A) Income distribution and inequality at the national level&#10;B) A salary below which an individual would be living in poverty&#10;C) The percentage of the country experiencing poverty&#10;D) None of the above

Accepted Answer

The Gini Index is a commonly used measure of income inequality, specifically at the national level. It ranges from 0 (perfect equality where everyone has the same income) to 1 (perfect inequality where one person has all the income). The higher the Gini Index, the higher the level of income inequality.

Question 6

Structural vulnerability is best described as&#10;A) Temporary homelessness&#10;B) A state in which the safety net does not fill the gap between earnings and need&#10;C) Public economic insecurity&#10;D) A mechanism for keeping a disenfranchised segment of the population from accessing employment

Accepted Answer

Structural vulnerability refers to a state in which the safety net (such as government programs and policies) does not adequately address the gap between individuals' earnings and basic needs, leaving them vulnerable to economic instability and hardship. It refers to systemic issues that create economic and social inequality, rather than individual circumstances or choices.

Question 7

Which is the BEST definition of &#34;social welfare&#34;?&#10;A) the collective well-being of a community or a society&#10;B) physical health, emotional comfort, and economic security&#10;C) our country's system of programs, benefits, and services that support those in need of financial, social, and health care support&#10;D) a subset of social policies that determine the distribution of resources

Accepted Answer

Social welfare refers to our country's system of programs, benefits, and services that support those in need of financial, social, and health care support. It includes various programs and initiatives that aim to enhance the well-being and standard of living of individuals and families in society, such as Medicaid, social security, food stamps, and much more. Therefore, option C is the most accurate definition of social welfare among the given choices.

Question 8

Which is the BEST definition of &#34;social policy&#34;?&#10;A) the collective well-being of a community or a society&#10;B) good health, prosperity, and social respect&#10;C) a subset of social policies that determine the distribution of resources&#10;D) principles, procedures, and courses of action established in statute, administrative code, and agency regulation that affect people's well being

Accepted Answer

Option D is the best definition of social policy because it highlights the various principles, procedures, and courses of action that are established through administrative code, statute, and agency regulation to affect people's well-being. It provides a more detailed and specific definition of social policy compared to the broader definitions in options A and B. Option C is incorrect because it only refers to one aspect of social policy, whereas it encompasses a wide variety of policies that shape a society's well-being.

Question 9

The American social welfare system is based on:&#10;A) an English model&#10;B) utilitarianism&#10;C) universalism&#10;D) a Canadian model

Accepted Answer

The American social welfare system is based on an English model, reflecting historical ties and the influence of English legal and social practices on the United States. This includes elements such as the Elizabethan Poor Law of 1601, which has influenced American approaches to social welfare.

Question 10

The Social Security Act offers income to which of the following groups?&#10;A) Older adults&#10;B) Children of deceased workers&#10;C) Workers with disabilities&#10;D) All of the above

Accepted Answer

The Social Security Act offers income to all of the above groups - older adults, children of deceased workers, and workers with disabilities. It also provides benefits to surviving spouses and dependents of deceased workers.

Question 11

Provide a simple definition of poverty.

Accepted Answer

The answer of Provide a simple definition of poverty....

Question 12

Identify and explain in detail one cause of poverty as argued by the Berg-Weger text.

Accepted Answer

The answer of Identify and explain in detail one cause...

Deck 3: US Poverty and the Implications for Social Work