Deck 3: Legal Liability and Insurance

Question 1

What are the steps that can be taken to significantly reduce the risk of litigation?

Answer 1

Not Answer

Question 2

Compare and contrast the different types of health care systems that are available (HMO, PPO, and point of service plan). What are the positive and negative aspects of each type?

Answer 2

Not Answer

Question 3

What type of insurance should individuals in sports professions obtain to protect themselves? Why are these policies important?

Answer 3

Not Answer

Question 4

Which of the following terms means being legally responsible for the harm one causes another person?

A) Assumption of risk
B) Liability
C) Negligence
D) Injury

Question 5

Which of the following terms is defined as the failure to use ordinary or reasonable care?

A) Negligence
B) Liability
C) Assumption of risk
D) Torts

Question 6

An individual, through expressed or implied agreement, accepts that some risk or danger will be involved in a particular undertaking. This best describes the concept of _____.

A) negligence
B) liability
C) injury
D) assumption of risk

Question 7

In the context of legal concerns, which of the following best describes malfeasance?

A) An individual fails to perform a legal duty.
B) An individual commits an act that is not legally his or hers to perform.
C) An individual improperly does something that he or she has the legal right to do.
D) An individual knowingly harms another person while performing his or her duties.

Question 8

In the context of legal concerns, sovereign immunity _____.

A) states that a duty of care exists between an injured person and the person who is responsible for that injury
B) states that neither the government nor any individual who is employed by the government can be held liable for negligence
C) specifies a specific length of time to sue for damages from negligence
D) provides limited protection to someone who voluntarily chooses to provide first aid, should something go wrong

Question 9

Which of the following establishes minimum standards for equipment that must be met to ensure its safety?

A) The National Athletic Trainers' Association
B) The Occupational Health and Safety Administration
C) The National Operating Committee on Standards for Athletic Equipment
D) The National Association for Safe Sporting Equipment

Question 10

Which of the following is a contract between an insurance company and a policyholder in which the insurance company agrees to reimburse a portion of the total medical bill after some deductible has been paid by the policyholder?

A) Product liability
B) Liability insurance
C) Third-party reimbursement
D) Health insurance

Question 11

A legal wrong that is committed against a person or property of another is known as _____.

A) a tort
B) negligence
C) a liability
D) a risk

Question 12

Which of the following organizations provides discount health care but also limit where a person can go for treatment of an illness or injury?

A) Point of service organizations
B) General insurance organizations
C) Fee for service organizations
D) Preferred provider organizations

Question 13

In the context of the types of insurance, which of the following is a federal health insurance program that is for the aged and disabled?

A) Medicaid
B) Medicare
C) Managed care
D) Sovereign immunity

Question 14

Which of the following most likely involves a prearranged system for delivering health care that is designed to control costs while continuing to provide quality care?

A) Product liability
B) Managed care
C) Third-party reimbursement
D) Health maintenance organization

Question 15

The standard of reasonable care assumes that an individual is neither exceptionally skillful nor extraordinarily cautious but is a person of reasonable and ordinary prudence.

Question 16

If a health care provider breaches a duty to exercise reasonable care, but there is no reasonable connection between the failure to use reasonable care and the injury suffered, the suit for negligence will not succeed.

Question 17

Manufacturers of all types of athletic and fitness equipment do not have a duty to design and produce equipment that will not cause injury as long as it is used as intended.

Question 18

Because of the high cost of medical care, every athlete should be covered by appropriate insurance policies that maximize the benefits should injury occur.

Question 19

Any modifications or alterations to equipment such as drilling a hole or adding a strap will nullify the manufacturers' liability should an injury occur when a person is wearing that equipment.

Question 20

Because of the amount of litigation for alleged negligence, all professionals involved with the sports program must be fully protected by personal liability insurance.

Question 21

It is essential that insurance claims be filed immediately and correctly to ensure proper payment.