Deck 6: Public Health Insurance

Question 1

Why is health insurance important?

A) It is the principal financial means by which people can obtain health care services
B) It is of social importance to racial and ethnic minorities
C) Private insurance companies are dependent on minorities for their insurance purchases
D) Hospitals are dependent on individual insurance plans to pay their physicians

Answer 1

It is the principal financial means by which people can obtain health care services

Question 2

Private health insurance has served which sectors of American society

A) Elderly
B) Poor
C) Middle income families
D) None of the above

Answer 2

None of the above

Question 3

Medicare is

A) Smallest source of public funding
B) Not a source of public funding
C) Largest source of public funding
D) State funded

Answer 3

Largest source of public funding

Question 4

Part A of Medicare is

A) A Mandatory program
B) Voluntary program
C) Coverage to offset deductibles
D) Covers physician services

Question 5

Medicare Part A covers

A) Long term care
B) Hospital Services
C) Physician services
D) Prescriptions

Question 6

Medicaid is administered by

A) Federal government
B) State government
C) Contracted agencies
D) None of the above

Question 7

CHIP programs were initiated to serve

A) The elderly
B) The disabled
C) Children uninsured, low and moderate income
D) All of the above

Question 8

By 2009 what percentage of the country was uninsured?

A) 13.5%
B) 15.6%
C) 17.8%
D) 19.2%

Question 9

President G.W. Bush was making what types of health plans a cost control strategy?

A) Health Savings Plans
B) High Deductible Health Plans
C) Indemnity plans
D) Individuals Health plans

Question 10

The U.S. is the only economically developed country that does not provide health coverage for its entire population.

Question 11

Franklin D. Roosevelt was the first to propose public financing for health care.

Question 12

In 2019 with the full implementation of the ACA all Americans will have health insurance coverage.

Question 13

The largest source of public funding for health services in Medicaid.

Question 14

Medicare is largest source of long term care funding.

Question 15

CHIP programs serve the elderly and disabled.

Question 16

The largest percentages of nonelderly uninsured are working adults and their children.

Question 17

Anthem private health insurer raising of rates on individual plan members served as a catalyst move Democrats to pass the ACA.

Question 18

The successes and failures of the ACA will determine the next challenges facing the health care system.