Deck 14: Income Programs, Health Insurance, and Support Services for Older Adults: Challenges and Opportunities

Question 1

Social security benefits are available to:

A) Anyone who is over 65
B) Those who have paid into the system
C) Those with low income all of their lives
D) Only those who have served in the military

Answer 1

Those who have paid into the system

Question 2

Social security tax is 6.2%.

A) This tax is applied to unlimited wages.
B) Only the first $100,000 is taxed
C) Is only applicable to the spousal benefit
D) High wage earners don't pay the tax after the first $127,200.

Answer 2

High wage earners don't pay the tax after the first $127,200.

Question 3

Social security payments are often lower for women and people of color:

A) Lower lifetime earnings with less paid into the system
B) immigration
C) fewer years in the workforce
D) all of the above

Answer 3

all of the above

Question 4

The three-legged stool of retirement includes all but:

A) includes Social Security
B) includes Employment based plans
C) personal finance assets
D) inheritance

Question 5

SSI was passed by the Social Security Act of 1092:

A) to combine public assistance for older adults or o=those with disabilities from traditional welfare
B) cannot be combine with Social Security
C) enrollees become automatically eligible for Medicaid
D) pays abo $1025 for individuals

Question 6

Veteran benefits include:

A) a pension if they served during a period of war and meet income and asset requirements
B) Social Security
C) homebound benefit if they are unable to leave home or is institutionalized
D) none of the above

Question 7

Medicare availability

A) Covers all health care expenses for people over 65
B) Everyone gets enrolled automatically in Parts A & B
C) Is free health insurance
D) Part B requires a monthly premium payment

Question 8

The Medicare Advantage Program

A) incentivizes older adults to join through either low premiums or low deductibles
B) copayments to doctor's office are never required
C) covers prescription drugs
D) covers cost of hospital care

Question 9

Support services covered under the OAA is Title III. Included in those services are:

A) in home services
B) transportation
C) care management
D) all of the above

Question 10

What is meant by "aging out of place"?

A) Immigrants who have come from their country of origin to rejoin family
B) Likely to have come to this country as children
C) Moved around many times
D) Dealing with health crisis in a hospital or long-term care facility rather than home.

Question 11

Prescription drug coverage;

A) is automatically covered by Medicare Part D
B) Medicare participants are not required to participate in the program
C) by 2020 expected pay for drugs required while benefits are in the "donut hole"
D) only covers payment when costs reach a catastrophic level

Question 12

To access services of at home care:

A) a social work referral is required
B) contact the AAA's or ADRC's in the state
C) contact Medicare
D) contact the Social Security office

Question 13

Why are women disadvantaged in the Social Security System?

Question 14

What are some of the suggestions to revamp the Social Security System?

Question 15

Why are employment related programs relevant for older adults who have reached retirement age? Name a program that respond to work force issues and older adults.

Question 16

What are some of the generational challenges that lie ahead?

Question 17

Discuss the notion of "aging out of place "and the role of social work in responding this this dilemma.

Question 18

List two programs that could improve the economic well-being of older adults but are underused. How can social workers assist connections between older adults and programs that can improve their economic well-being?

Question 19

What is the Choice for Independence program: and how would it affect an older adult receiving home care services? What are the limits of such a program?

Question 20

As a social worker, how would you find services for older adults?