Deck 18: National Health Insurance: an Approach to the Redistribution of Medical Care

Question 1

____________ makes health insurance portable by allowing new employees to forego health screening if they had health insurance at their previous job.

A)HIPAA
B)CHIP
C)HSA
D)PPACA

Answer 1

A
The Health Insurance Portability and Accountability Act (HIPAA)of 1996 benefited,to a large degree,those who have health insurance by guaranteeing renewability of their coverage and making insurance "portable."

Question 2

Medicaid is a means-tested ___________ program that is administered through the _________ government

A)Federal;federal
B)State;state
C)Federal;state
D)State;federal

Answer 2

C
It is administered by each state,but the policy is shared by the federal government,which pays between 50 and 76% of matching funds based on each state's financial capacity (per capita income).

Question 3

What are the benefits and costs of an individual health insurance mandate.

Answer 3

An individual health insurance mandate achieves two primary goals.First,it would ensure universal health care coverage as long as individuals cannot opt out.Second,an individual mandate mitigates the effects of adverse selection on health insurance premiums.Average premiums will fall as a result,but healthier individuals will end up subsidizing sicker individuals.Additionally,the cost of such a program could potentially raise expenditures if the insurance is very comprehensive.

Question 4

Equal treatment for equal needs can be achieved by

A)Income dependent subsidies
B)Equal subsidies regardless of income
C)Free health care
D)None of the above

Question 5

Deductible and co-payments can be used to reduce

A)Adverse selection
B)Moral hazard
C)Malpractice
D)All of the above

Question 6

Medicaid is financed using a

A)Progressive tax
B)Regressive tax
C)Flat tax
D)None of the above

Question 7

Health Savings Accounts were established by

A)HIPAA
B)CHIP
C)Medicare Prescription Drug Act of 2003
D)PPACA

Question 8

In 2007,_______ of working adults in the U.S.were uninsured.

A)Greater than 25%
B)Between 20 and 25%
C)Between 15 and 20%
D)Less than 15%

Question 9

According to Long and Stockley,what are the benefits and cost of the Massachusetts Health Plan?

Question 10

Infant mortality is higher in Canada than in the United States

A)True
B)False

Question 11

Life expectancy is higher in Canada than in the United States.

A)True
B)False

Question 12

The consequences of tax-exempt employer-sponsored health insurance are

A)Inequity,the insurance benefits the rich
B)Inefficient,the subsidized price of health care causes overconsumption
C)Both a and b
D)Neither a nor b

Question 13

Hospital services are covered by

A)Medicare Part A
B)Medicare Part B
C)Medicare Part C
D)Medicare Part D

Question 14

Medicare expenditures can be reduced by

A)Reducing payments to the suppliers of Medicare services
B)Increasing the Medicare payroll tax
C)Making Medicare a defined contribution program
D)All of the above

Question 15

The Children's Health Insurance Plan of 1997 provides insurance for

A)Infants
B)Pregnant women
C)Low-income children
D)All of the above

Question 16

What are the problems with an employer health insurance mandate?

Question 17

Why is deficit financing politically appealing?

Question 18

Physician services are covered by

A)Medicare Part A
B)Medicare Part B
C)Medicare Part C
D)Medicare Part D

Question 19

Explain how a comparative effectiveness board could reduce health care cost.

Question 20

Prescription drug coverage for the elderly is provided by

A)Medicare Part A
B)Medicare Part B
C)Medicare Part C
D)Medicare Part D