Deck 5: E-Commerce Security and Payment Systems

Question 1

Digital cash is legal tender that is instantly convertible into other forms of value without the intermediation of any third parties.

Answer 1

False

Question 2

Typically, the more security measures added to an e-commerce site, the slower and more difficult it becomes to use.

Answer 2

True

Question 3

In the United States, the primary form of online payment is:

A)PayPal.
B)credit cards.
C)debit cards.
D)Google Wallet.

Answer 3

B

Question 4

All of the following are factors in contributing to the increase in cybercrime except:

A)the ability to remotely access the Internet.
B)the Internet's similarity to telephone networks.
C)the ability to anonymously access the Internet.
D)the Internet is an open, vulnerable design.

Question 5

TLS does not guarantee server-side authentication.

Question 6

The U.S.federal government has historically not been in favor of the development and export of strong encryption systems.

Question 7

PayPal requires the recipient of a payment to have a PayPal account to receive funds.

Question 8

Smishing attacks exploit SMS messages.

Question 9

Phishing attacks rely on browser parasites.

Question 10

Drive-by downloads are now the most common method of infecting computers.

Question 11

The overall rate of online credit card fraud is ________ % of all online card transactions.

A)less than 1
B)around 1
C)around 5
D)around 10

Question 12

Bitcoins are an example of:

A)digital cash.
B)virtual currency.
C)a stored value payment system.
D)an EBPP system.

Question 13

A Trojan horse appears to be benign, but then does something other than expected.

Question 14

Insiders present a greater security threat to e-commerce sites than outsiders.

Question 15

In order to accept payments by credit card, online merchants typically must have a merchant account established with a bank or financial institution.

Question 16

Credit cards are the dominant form of online payment throughout the world.

Question 17

The easiest and least expensive way to prevent threats to system integrity is to install anti-virus software.

Question 18

Spoofing involves attempting to hide a true identity by using someone else's e-mail or IP address.

Question 19

The six key dimensions to e-commerce security are nonrepudiation, authenticity, availability, integrity, privacy, and:

A)confidentiality.
B)usability.
C)functionality.
D)viability.

Question 20

A worm does not need to be activated by a user in order for it to replicate itself.

Question 21

________ refers to the ability to ensure that an e-commerce site continues to function as intended.

A)Nonrepudiation
B)Authenticity
C)Availability
D)Integrity

Question 22

Reventon is an example of:

A)a macro virus.
B)ransomware.
C)a backdoor.
D)a bot program.

Question 23

All the following statements about symmetric key encryption are true except:

A)in symmetric key encryption, both the sender and the receiver use the same key to encrypt and decrypt a message.
B)the Data Encryption Standard is a symmetric key encryption system.
C)symmetric key encryption is computationally slower.
D)symmetric key encryption is a key element in digital envelopes.

Question 24

All of the following are examples of malicious code except:

A)viruses.
B)bots.
C)worms.
D)sniffers.

Question 25

________ refers to the ability to identify the person or entity with whom you are dealing on the Internet.

A)Nonrepudiation
B)Authenticity
C)Availability
D)Integrity

Question 26

Which of the following is not a key point of vulnerability when dealing with e-commerce?

A)the client computer
B)the server
C)the communications pipeline
D)the credit card companies

Question 27

Online bill payments are believed to cost ________ to process compared to ________ for paper bills.

A)20 to 30 cents, $3 to $7
B)$1 to $2, $10 to $20
C)3 to $7, 20 to 30 cents
D)$10 to $20, $ 1 to $2

Question 28

Which of the following is an example of an integrity violation of e-commerce security?

A)A Web site is not actually operated by the entity the customer believes it to be.
B)A merchant uses customer information in a manner not intended by the customer.
C)A customer denies that he or she is the person who placed the order.
D)An unauthorized person intercepts an online communication and changes its contents.

Question 29

Which of the following did Dropbox implement after a series of security snafus in 2011 and 2012?

A)anti-virus software
B)two-factor authentication
C)SSL/TLS
D)firewall

Question 30

Most of the world's spam is delivered via which of the following?

A)viruses
B)worms
C)Trojan horses
D)botnets

Question 31

Which dimension(s)of security is spoofing a threat to?

A)integrity
B)availability
C)integrity and authenticity
D)availability and integrity

Question 32

________ refers to the ability to ensure that messages and data are only available to those authorized to view them.

A)Confidentiality
B)Integrity
C)Privacy
D)Availability

Question 33

What is the most frequent cause of stolen credit cards and card information today?

A)lost cards
B)the hacking and looting of corporate servers storing credit card information
C)sniffing programs
D)phishing attacks

Question 34

Symmetric key encryption is also known as:

A)public key encryption.
B)secret key encryption.
C)PGP.
D)PKI.

Question 35

Software that is used to obtain private user information such as a user's keystrokes or copies of e-mail is referred to as:

A)spyware.
B)a backdoor.
C)pupware.
D)adware.

Question 36

An example of a privacy violation of e-commerce security is:

A)your e-mail being read by a hacker.
B)your online purchasing history being sold to other merchants without your consent.
C)your computer being used as part of a botnet.
D)your e-mail being altered by a hacker.

Question 37

________ refers to the ability to ensure that e-commerce participants do not deny their online actions.

A)Nonrepudiation
B)Authenticity
C)Availability
D)Integrity

Question 38

Botnets are typically used for all of the following except:

A)DDoS attacks.
B)phishing attacks.
C)storing network traffic for analysis.
D)stealing information from computers.

Question 39

Which of the following is a prominent hacktivist group?

A)Anonymous
B)Anti-Phishing Working Group
C)IC3
D)Symantec

Question 40

The Data Encryption Standard uses a(n)________-bit key.

A)8
B)56
C)256
D)512

Question 41

Which of the following left the WikiLeaks Web site effectively inoperable in August 2012?

A)SQL injection attack
B)browser parasite
C)DDoS attack
D)botnet

Question 42

Proxy servers are also known as:

A)firewalls.
B)application gateways.
C)dual home systems.
D)packet filters.

Question 43

All of the following statements about public key encryption are true except:

A)public key encryption uses two mathematically related digital keys.
B)public key encryption ensures authentication of the sender.
C)public key encryption does not ensure message integrity.
D)public key encryption is based on the idea of irreversible mathematical functions.

Question 44

All of the following statements about PKI are true except:

A)The term PKI refers to the certification authorities and digital certificate procedures that are accepted by all parties.
B)PKI is not effective against insiders who have a legitimate access to corporate systems including customer information.
C)PKI guarantees that the verifying computer of the merchant is secure.
D)The acronym PKI stands for public key infrastructure.

Question 45

Which of the following dimensions of e-commerce security is not provided for by encryption?

A)confidentiality
B)availability
C)message integrity
D)nonrepudiation

Question 46

None of the following payment systems offers immediate monetary value except:

A)personal checks.
B)credit cards.
C)stored value/debit card.
D)accumulating balance.

Question 47

A ________ is hardware or software that acts as a filter to prevent unwanted packets from entering a network.

A)firewall
B)virtual private network
C)proxy server
D)PPTP

Question 48

To allow lower-level employees access to the corporate network while preventing them from accessing private human resources documents, you would use:

A)access controls.
B)an authorization management system.
C)security tokens.
D)an authorization policy.

Question 49

Which of the following is not an example of an access control?

A)firewalls
B)proxy servers
C)digital signatures
D)login passwords

Question 50

Which of the following countries has been found to have engaged in cyberespionage against Google?

A)Russia
B)China
C)Iran
D)Iraq

Question 51

A digital certificate contains all of the following except the:

A)subject's private key.
B)subject's public key.
C)digital signature of the certification authority.
D)digital certificate serial number.

Question 52

The research firm Cybersource estimated that online credit card fraud in the United States amounted to about ________ in 2012.

A)$35 million
B)$350 million
C)$3.5 billion
D)$35 billion

Question 53

Which of the following is the current standard used to protect Wi-Fi networks?

A)WEP
B)TLS
C)WPA2
D)WPA3

Question 54

P2P payment systems are a variation on what type of payment system?

A)stored value payment system
B)digital checking system
C)accumulating balance system
D)digital credit card system

Question 55

What is the first step in developing an e-commerce security plan?

A)Create a security organization.
B)Develop a security policy.
C)Perform a risk assessment.
D)Perform a security audit.

Question 56

An intrusion detection system can perform all of the following functions except:

A)examining network traffic.
B)setting off an alarm when suspicious activity is detected.
C)checking network traffic to see if it matches certain patterns or preconfigured rules.
D)blocking suspicious activity.

Question 57

All of the following are methods of securing channels of communication except:

A)SSL/TLS.
B)certificates.
C)VPN.
D)FTP.

Question 58

Rustock is an example of which of the following?

A)worm
B)botnet
C)phishing
D)hacktivism

Question 59

All of the following are used for authentication except:

A)digital signatures.
B)certificates of authority.
C)biometric devices.
D)packet filters.

Question 60

Online bill payment now accounts for ________ of all bill payments.

A)10%
B)25%
C)50%
D)100%

Question 61

To allow employees to connect securely over the Internet to their corporate network, you would use a(n)________.

Question 62

________ involves cybervandalism and data theft for political purposes.

Question 63

________ typically handle verification of accounts and balances in the credit card system.

Question 64

________ is a form of online payment system for monthly bills.

Question 65

In encryption, the method used to transform plain text to encrypted text is called a(n)________.

Question 66

Which of the following is a set of short-range wireless technologies used to share information among devices within about 2 inches of each other?

A)DES
B)NFC
C)IM
D)text messaging

Question 67

Malicious code that is designed to take advantage of a security hole in computer software or operating system is called a(n)________.

Question 68

Which of the following is not an example of a PUP?

A)adware
B)browser parasite
C)drive-by download
D)spyware

Question 69

Linden Dollars, created for use in Second Life, are an example of:

A)digital cash.
B)virtual currency.
C)EBPP.
D)peer-to-peer payment systems.

Question 70

The study of measurable biological or physical characteristics is called ________.

Question 71

The exploitation of human fallibility and gullibility to distribute malware is known as ________.

Question 72

The most common form of securing a digital channel of communication is ________.

Question 73

A(n)________ is a feature of viruses, worms, and Trojans that allows an attacker to remotely access a compromised computer.

Question 74

To internal computers, a proxy server is known as the ________.

Question 75

A(n)________ is a hacker that believes he or she is pursing some greater good by breaking in and revealing system flaws.

Question 76

A(n)________ vulnerability involves a vulnerability unknown to security experts that is actively exploited before there is a patch available.

Question 77

All of the following are limitations of the existing online credit card payment system except:

A)poor security.
B)cost to consumers.
C)cost to merchant.
D)social equity.

Question 78

Malware that comes with a downloaded file that a user requests is called a:

A)Trojan horse.
B)backdoor.
C)drive-by download.
D)PUP.

Question 79

Automatically redirecting a Web link to a different address is called ________.

Question 80

The ________ worm was designed to disarm computers that control the centrifuges in Iran's uranium enrichment process.