Deck 13: Consumer Health

Question 1

Which of the following types of managed-care plans is sold individually to younger people and carries lower costs but does not cover many services?

A)Mini-med plan
B)Preferred provider organizations (PPO)
C)Point-of-service plans (POS)
D)Fee-for-service plan

Answer 1

Mini-med plan

Question 2

A health care professional who specializes in eye and vision care is called a(n)

A)optometrist.
B)podiatrist.
C)physician assistant.
D)nurse practitioner.

Answer 2

optometrist.

Question 3

Which of the following types of managed-care plans offers the consumer the most options in seeking a provider?

A)Health maintenance organization (HMO)
B)Preferred provider organizations (PPO)
C)Point-of-service plans (POS)
D)Mini-med plan

Answer 3

Point-of-service plans (POS)

Question 4

The National Center for Complementary and Alternative Medicine places Chinese medicine under which domain?

A)Biologically based practices
B)Mind-body medicine
C)Manipulative and body-based medicine
D)Whole medical systems

Question 5

Mitchell's employer offers a program,not attached to an insurance plan,which allows employees to save pre-tax dollars to cover certain medical costs.What type of program is this?

A)Medicare
B)Medicaid
C)Health savings account
D)Flexible spending account

Question 6

For what purpose do college students most often take over-the-counter medications?

A)To relieve constipation
B)To relieve allergies
C)To aid in sleep
D)To relieve pain

Question 7

A type of managed care plan in which all health care must be managed by a primary care physician is known as a

A)health maintenance organization plan (HMO).
B)preferred provider organization plan (PPO).
C)point-of-service plan (POS).
D)mini-med plan.

Question 8

Alternative medical treatments may involve all of the following except

A)mind.
B)energy.
C)scientific method.
D)meditation.

Question 9

Which of the following home health tests would better be taken at a clinic or hospital where on-site counseling is available?

A)Pregnancy test
B)Cholesterol test
C)Blood sugar test
D)HIV test

Question 10

Which of the following is an example of conventional medicine?

A)Acupuncture
B)X-ray
C)Homeopathy
D)Biofield therapies

Question 11

Which of these complementary and alternative treatments originated in India?

A)Ayurveda
B)Naturopathy
C)Chiropractic
D)Homeopathy

Question 12

Which type of alternative medicine is based on incorporating traditional therapies and techniques from all over the world,with an emphasis on supporting health rather than treating disease?

A)Ayurveda
B)Naturopathy
C)Chiropractic
D)Energy therapies

Question 13

The National Center for Complementary and Alternative Medicine places chiropractic medicine under which domain?

A)Biologically based practices
B)Mind-body medicine
C)Manipulative and body-based medicine
D)Energy therapies

Question 14

All of the following are characteristics of over-the-counter medications except

A)they have benefits that outweigh the risks.
B)they have high potential for misuse.
C)they can be used for self-diagnosed illnesses.
D)they do not require consultation with a health practitioner.

Question 15

What is the name of the symbol on a supplement label that means the product meets minimum safety and purity standards?

A)USP
B)UPS
C)FDA
D)GOV

Question 16

Conventional medicine can be referred to as all of the following except

A)allopathic medicine.
B)Western medicine.
C)complementary medicine.
D)evidence-based medicine.

Question 17

Which type of health-insurance plan allows you to use any medical provider you choose and then submit a bill to an insurance company that will pay part of the cost,leaving you to cover the rest?

A)Medicare
B)Point-of-service plan
C)Fee-for-service plan
D)Mini-med plan

Question 18

Which form of alternative medicine is based on the assumption that "like cures like"?

A)Ayurveda
B)Naturopathy
C)Biofield therapies
D)Homeopathy

Question 19

Which of the following would NOT strengthen the validity and credibility of a scientific study?

A)The study is published in a respected,peer-reviewed journal.
B)The results of the study have been replicated by other researchers.
C)The study is funded by a for-profit pharmaceutical company that has a financial interest in the study's results.
D)The study is the culmination of long-term research involving thousands of participants.

Question 20

Which of the following supplements is most popularly used by college students?

A)Herbal supplements
B)Vitamins
C)Performance enhancing supplements
D)Weight loss pills

Question 21

According to the new Health-Care Reform bill,how long can young people stay on their parents' insurance plan?

A)As long as they want
B)Until they have their own children
C)Until age 21
D)Until age 26

Question 22

An urgent care center offers the same type of care as an emergency room.

Question 23

A retail clinic,such as a drug store,may provide vaccines and screenings.

Question 24

A physician assistant can perform the same procedures as a nurse practitioner.

Question 25

Mary is leaving her doctor's office and the office worker asks her for a $20 co-pay.What is a copayment?

A)The amount of money that you must pay yourself before the insurance company begins to cover the costs of your medical care.
B)The amount of money that you pay out-of-pocket at each visit to a health provider.
C)The amount of money that your employer pays to cover your insurance costs.
D)The amount of money that you pay to add your children to your health policy.

Question 26

In the United States,supplements are regulated the same way as prescription and over-the-counter drugs.

Question 27

A person's belief in a particular therapy may influence a patient's response.

Question 28

Which of the following correctly lists the items from smallest to largest?

A)DNA,genome,chromosome,gene
B)Genome,gene,DNA,chromosome
C)DNA,gene,chromosome,genome
D)Gene,genome,DNA,chromosome

Question 29

What percentage of college students have no health insurance?

A)20%
B)30%
C)40%
D)50%

Question 30

Carly receives a bill in the mail that says she owes her insurance company $100 towards her deductible.What is a "deductible"?

A)The amount of money that the employer pays for health care
B)The amount of money that the government pays for health care
C)The amount of money that the employee pays before the insurer begins to pay
D)The amount of money that the employee pays for any medical tests only

Question 31

Conventional medicine is an evidence-based science.

Question 32

Sandy just turned 65 and his friends tell him he can now participate in a federal public insurance plan for people over 65 years of age.Which program is this?

A)Medicare
B)Medicaid
C)Health savings account
D)Point-of-service plan

Question 33

The Genetic Information Nondiscrimination Act,would prevent which of the following situations?

A)Judy turns 27 and can no longer be under her parent's medical insurance.
B)Joe works full time but has to be covered under Medicaid.
C)Cindy does not get a new job because the boss finds out she has a high genetic risk for developing breast cancer.
D)Everyone working at the furniture store pays the same premium for health care.

Question 34

The USP symbol means that the product meets minimum safety and purity standards.

Question 35

After age 26,you may be able to extend your health insurance coverage under your parent's plan with a program called

A)COBRA.
B)Medicare.
C)Medicaid.
D)Health Savings Account.

Question 36

Weight loss pills are the supplements most commonly used by college students.

Question 37

All of the following are examples of preventive care except

A)having a mamogram.
B)getting a tetanus shot.
C)having an eye exam.
D)having a tooth extraction.

Question 38

Spelling out every point on your genome is also known as

A)genome sequencing.
B)whole genome scanning.
C)pharmacogenetics.
D)single-gene testing.

Question 39

Supplements are chemical compounds taken for a perceived health benefit.

Question 40

Which of the following is an example of rescission?

A)Sue pays for a doctor that is on an approved list.
B)Bill is disabled and is enrolled in Medicare.
C)Carla'a health insurance provider cuts off her coverage when Carla becomes sick with gallstones.
D)Jame's son,Kyle,can automatically join his parents HMO.

Question 41

Medicaid is offered to low-income families to pay for healthcare.

Question 42

A health issue that existed prior to enrollment in an insurance plan,is called a ________ condition.

Question 43

Complementary and ________ medicine are health practices and traditions that are not typically part of conventional Western medicine.

Question 44

If an alternative treatment,such as an herbal medicine,is labeled "natural" you can be confident it will not cause any harm.

Question 45

To reduce monthly premiums,consumers should opt for low deductible plans.

Question 46

A licensed professional who specializes in the care of the feet,is known as a ________.

Question 47

Chemical compounds taken for a perceived health benefit are called ________.

Question 48

The type of facility that provides the highest level of medical care is a ________.

Question 49

A biologically based practice relies on substances found in nature,such as vitamins and ________.

Question 50

Under the new 2010 healthcare plan,you can stay on your parent's health insurance plan as long as you live with them.

Question 51

Your health is determined by a combination of your genetics,behavior,and environment.

Question 52

A ________ symbol on the label indicates that the product meets minimum safety and purity standards.(Be sure to use all capital letters. )

Question 53

Under the new 2010 healthcare plan,employers can no longer place a lifetime cap on the insurance benefits you receive.

Question 54

A type of alternative medicine that is based on the assumption that "like cures like" is called ________.

Question 55

A managed-care health plan generally offers you more choices at a lower price.

Question 56

A consumer-controlled account that is usually offered through employers and that uses pre-tax dollars to cover approved health care costs is also called a point-of-service plan (POS).

Question 57

Pharmacogenetics allows doctors to take a person's genetic makeup into consideration when prescribing certain medications.

Question 58

Jill's point-of-service health plan encourages her to stay within an approved network of providers and does not require obtaining a ________ before making an appointment.

Question 59

Single-gene testing can tell you whether you carry DNA variants known to be linked to particular health conditions.

Question 60

Allopathic or Western medicine is also known as ________ medicine and is the predominant type of care in the United States.

Question 61

Matching
Health maintenance organization (HMO)

A)Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
B)A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
C)A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
D)A type of health insurance in which the insurer contracts with a defined group of health providers,which the consumer must use or face higher out-of-pocket costs.
E)A type of managed care plan,sold individually to younger people,which carries lower costs but does not cover many services.

Question 62

The process of decoding and spelling out every point on your genome,is called ________ sequencing.

Question 63

Cindy pays for her doctor visits with pre-tax money.Her plan is not attached to an insurance plan and is known as a ________ spending account.

Question 64

Name 4 vaccines recommended for college students.

Question 65

Matching
Preferred provider organization (PPO)

A)Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
B)A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
C)A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
D)A type of health insurance in which the insurer contracts with a defined group of health providers,which the consumer must use or face higher out-of-pocket costs.
E)A type of managed care plan,sold individually to younger people,which carries lower costs but does not cover many services.

Question 66

Matching
Mini-med plan

A)Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
B)A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
C)A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
D)A type of health insurance in which the insurer contracts with a defined group of health providers,which the consumer must use or face higher out-of-pocket costs.
E)A type of managed care plan,sold individually to younger people,which carries lower costs but does not cover many services.

Question 67

What are some factors you should consider before taking a supplement?

Question 68

Under the federal health insurance reforms passed in 2010,young people are able to be covered by their parent's health insurance until age ________.(Make sure your answer is a numeral)

Question 69

A federal program that covers many health costs for all Americans who have certain disabilities or are 65 or older is ________.

Question 70

Matching
Managed-care plan

A)Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
B)A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
C)A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
D)A type of health insurance in which the insurer contracts with a defined group of health providers,which the consumer must use or face higher out-of-pocket costs.
E)A type of managed care plan,sold individually to younger people,which carries lower costs but does not cover many services.

Question 71

Matching
Energy therapies

A)Involves taking herbal supplements
B)Therapies based on support groups and meditation
C)Therapies based on electromagnetic fields
D)Built on theories of treating the entire body
E)Chiropractic medicine

Question 72

Matching
Biologically based practices

A)Involves taking herbal supplements
B)Therapies based on support groups and meditation
C)Therapies based on electromagnetic fields
D)Built on theories of treating the entire body
E)Chiropractic medicine

Question 73

Matching
Point-of-service (POS)plan

A)Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
B)A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
C)A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
D)A type of health insurance in which the insurer contracts with a defined group of health providers,which the consumer must use or face higher out-of-pocket costs.
E)A type of managed care plan,sold individually to younger people,which carries lower costs but does not cover many services.

Question 74

Matching
Whole medical systems

A)Involves taking herbal supplements
B)Therapies based on support groups and meditation
C)Therapies based on electromagnetic fields
D)Built on theories of treating the entire body
E)Chiropractic medicine

Question 75

Name 3 home screening kits currently available.

Question 76

Matching
Manipulative and body-based practices

A)Involves taking herbal supplements
B)Therapies based on support groups and meditation
C)Therapies based on electromagnetic fields
D)Built on theories of treating the entire body
E)Chiropractic medicine

Question 77

What distinguishes conventional medicine from complementary and alternative medicine (CAM)?

Question 78

The amount of money that you must pay before your insurer will cover most health costs is known as a ________.

Question 79

Matching
Mind-body therapies

A)Involves taking herbal supplements
B)Therapies based on support groups and meditation
C)Therapies based on electromagnetic fields
D)Built on theories of treating the entire body
E)Chiropractic medicine

Question 80

The study of this DNA-drug interaction is known as ________.