Deck 12: Managing Career and Money: Reality Resources

Question 1

In order to make successfully intelligent financial decisions,you should

A)make a budget.
B)avoid making impulse buys.
C)avoid using credit cards unnecessarily.
D)all of the above

Answer 1

all of the above

Question 2

Which of the following statements best describes people with high levels of emotional intelligence?

A)They are best suited for high tech jobs.
B)They know how to manage themselves and handle relationships with others.
C)They are less likely to cry when they are angry or sad.
D)They are less likely to have learning disabilities.

Answer 2

They know how to manage themselves and handle relationships with others.

Question 3

If there is a knowledgeable person in your life to whom you can go for advice and support as you work toward your goals,you may have a(n)

A)administrator.
B)mentor.
C)authority figure.
D)idol.

Answer 3

mentor.

Question 4

Of the four Personality Spectrum dimensions,which one would be best suited to manage a restaurant?

A)Thinker
B)Organizer
C)Giver
D)Adventurer

Question 5

A credit card's annual percentage rate (APR)can best be described as

A)the yearly cost some companies charge for using the card.
B)the amount of interest charged on your unpaid balance.
C)the unused portion of your credit line.
D)the percentage of Americans who currently use that company's card.

Question 6

How can knowing your learning style help with your career search?

A)Self-knowledge can help you pinpoint a career.
B)Knowing your personality helps you understand how you work with others.
C)both of the above
D)none of the above

Question 7

Is working an outside job a good idea while you are a full-time student?

A)No,it is too much of a time commitment and prevents you from studying.
B)Yes,it gives you job experience and forces you to organize your time better.
C)There are potential positive and negative effects of working while a student,and they must be weighed carefully and monitored.
D)It is only a good idea to work full-time while you are taking a semester off from school.

Question 8

The current emphasis on __________ has made emotional intelligence very important in the workplace.

Question 9

How will creating a budget most likely benefit you?

A)It keeps you wasting money.
B)It helps you make decisions about spending.
C)It prevents you from using your credit cards.
D)none of the above

Question 10

A job-hunting strategy that utilizes a group sharing information and/or services is called __________.

Question 11

People or organizations to which you owe money,such as credit card companies or banks,are called

A)lenders.
B)money markets.
C)debtors.
D)creditors.

Question 12

What are the best steps to take if you are in financial debt?

A)Get another credit card to help you pay off your current creditors.
B)Immediately file for bankruptcy.
C)Address the problem immediately with your creditors,working with them to create a payment plan.
D)both a and c
Fill in the Blank
Insert the word or phrase that BEST completes the sentence.

Question 13

A temporary work program,often unpaid,in which a student can gain experience in a particular field is called a(n)

A)work-study program.
B)grant.
C)apprenticeship.
D)internship.

Question 14

A temporary job where students can work hard in exchange for experience they can't get in the classroom is called a(n)__________ .

Question 15

Which is the least likely effect of working while in school?

A)enhancing time management skills
B)earning money
C)reducing time for social/extracurricular activities
D)gaining career experience

Question 16

Exploring potential careers may include

A)asking questions about salary,hours,and educational requirements.
B)declaring a major right away.
C)visiting your school's career center.
D)a and c

Question 17

When a person works from home via telephone,fax,and Internet access,he/she is __________ .

Question 18

When searching for a job,your __________ should always be typed or printed on a computer.

Question 19

Sources of job information include

A)networking.
B)school career planning and placement offices.
C)employment agencies.
D)all of the above.

Question 20

The first two steps in budgeting are

A)evaluating what you earn and subtracting what you spend.
B)seeing what you make and making decisions about what to spend.
C)determining what you make and determining what you spend.
D)determining what you spend and reducing spending.

Question 21

A(n)__________ is a person who serves as a carrier or source of information.

Question 22

A(n)__________ takes a special interest in helping you reach your goals.

Question 23

The debt ceiling a credit card company puts on your account is called the __________ __________.

Question 24

The record of your credit use,including positive and negative actions,is your __________ __________.

Question 25

__________ is a process whereby you consider your resources and expenditures and adjust the money flow to meet expenditures and perhaps create savings.