Deck 16: Housing Policies

Question 1

Is there evidence that a crisis in affordable rental housing exists? Cite examples in
support of your answer.

Answer 1

no answer

Question 2

What % of the US homeless population of youth report being physically abused,according to US governmental agencies?

A)33 %
B)up to 60%
C)90%
D)no more than 10 %

Answer 2

B

Question 3

How does the Quality Housing and Work Responsibility Act of 1998 tie workforce
participation into housing benefits?

Answer 3

no answer

Question 4

Most homeless clients have the following characteristics EXCEPT that

A)Most are white.
B)The majority completed a high school education.
C)Most homeless clients are single.
D)A majority of homeless women had children under the age of 17.

Question 5

The McKinney-Vento Homeless Assistance Act created all of the following programs EXCEPT

A)Providing transitional and permanent housing to families.
B)Increasing SRO housing.
C)Eliminating TANF to some homeless.
D)Providing block grants to the states for emergency shelters.

Question 6

The standard benchmark for "affordability" is that households should pay no more than what % of their income for housing?

A)30 %
B)40 %
C)20 %
D)50 %

Question 7

Have there been attempts to address homelessness? Have these attempts been successful? Name and discuss at least two provisions by the federal government.

Question 8

The Low Income Housing Tax Credit

A)Encouraged landlords to rent to low-income households.
B)Was a tax credit given to low-income tenants.
C)Is accessible only to the working poor.
D)Was found to be unconstitutional by the US Supreme Court.

Question 9

How is domestic violence linked to homelessness?

A)It is a myth that the two are related.
B)The abuser in domestic violence situations is often homeless.
C)Homelessness increases the threat of domestic violence.
D)80% of homeless women had experienced domestic abuse.

Question 10

In early 2015,the national home ownership rate was

A)35 %.
B)63.4 %.
C)15 %.
D)5.2 %.

Question 11

Which of the following statements is NOT accurate about the HOME program?

A)The program can be used to assist in making down payment loans.
B)The purpose of the program is to increase home ownership.
C)Matching funds cannot be used for new construction.
D)HOME allows cities and towns some flexibility in addressing their housing needs.

Question 12

Discuss at least 3 of the historical highlights of housing legislation.

Question 13

As a result of urban renewal projects,which of the following statements is NOT accurate?

A)"Gentrified" neighborhoods sprung up with affordable housing for low-income families.
B)Many cheap single-room occupancy (SRO)hotels were razed,leading to more homeless.
C)Gentrification has had a big impact on more and more central-city neighborhoods.
D)Localities tried to attract upper-income families to revitalized inner cities, often at the expense of poor families.

Question 14

Which was NOT a policy of the Quality Housing and Work Responsibility Act (QHWRA)?

A)Employment history can be considered for eligibility.
B)A work requirement is attached to Section 8 housing.
C)PHAs are encouraged to recruit "good" working class families.
D)People receiving Social Security cannot apply.

Question 15

The following are types of mortgages especially attractive to low-income workers EXCEPT

A)ARMs.
B)Conventional 30-year mortgages.
C)Interest-only repayment schedules.
D)Reduced minimum payment options.

Question 16

Marketplace laws should not apply to housing because

A)State government does not have the ability to control the marketplace.
B)Demand is relatively inelastic.
C)Landlords typically make huge profits on their investments.
D)Supply does not vary with economic cycles.

Question 17

Which of the below is NOT a goal of the Cranston-Gonzales National Affordable Housing Act?

A)Link housing assistance with social services
B)Centralize housing policy
C)Facilitate home ownership
D)Preserve existing federally subsidized housing units

Question 18

The following is an element of the 1995 National Low-Income Housing Coalition plank

A)End homelessness by removing opportunities for loitering.
B)Promote gentrification to encourage urban renewal and revitalization.
C)End economic and racial segregation through affirmative housing programs and the enforcement of fair housing laws
D)Reform federal tax laws to give priority to builders who promise to increase the value to the land to increase tax revenues to help poor people.

Question 19

Compare and contrast the four programs in the Cranston-Gonzales National Affordable Housing Act,

Question 20

The not-for-profit sector has begun to build housing units through

A)State laws mandating the building.
B)Profits siphoned from the private sector.
C)Monies from foundations and government subsidies.
D)Gentrification