Bay Gallery owns a building a Wharf Street.Bay Gallery purchased a Commercial General Liability Policy with no endorsements.All of the following claims would be covered under the policy EXCEPT

Question

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A Commercial General Liability Policy typically covers third-party claims for bodily injury or property damage, such as those in options B and C. Option A is covered under personal and advertising injury liability. However, option D involves damage to the gallery's own property, which is not covered under a standard CGL policy without endorsements.

Bay Gallery Owns a Building a Wharf Street