Some employers offer employees a choice of health care plans which are designed to make employees more sensitive to health care costs,to provide an incentive to avoid unneeded care,and to seek low-cost health care providers.Such plans are called

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The description provided matches that of consumer-directed health plans, which incentivize employees to make cost-effective decisions with their healthcare by providing a range of options and incentives to choose low-cost providers. Employee assistance plans typically provide support for employees facing personal or workplace issues, while cafeteria plans offer a range of benefits options. Preferred provider organization (PPO) plans offer pre-negotiated rates with a network of providers, but do not necessarily incentivize cost-saving choices.

Some Employers Offer Employees a Choice of Health Care Plans