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Wayne Owns a 20-Year Renewable Term Life Insurance Policy

Question 37

Multiple Choice

Wayne owns a 20-year renewable term life insurance policy. He decides to let the policy lapse. What happens to his cash value in the policy?


A) The insurer retains it
B) The insurer refunds 100% of it
C) The insurer refunds 100% of it, less any loan balances due
D) None of the above

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