According to recent health care reform legislation, states must create health insurance exchanges for small businesses and their employees beginning in 2014.

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The Affordable Care Act (ACA) requires states to establish health insurance exchanges for small employers (with fewer than 100 employees) beginning in 2014. These exchanges offer a marketplace of insurance options to choose from, with the intention of making it easier and more affordable for small businesses to provide health insurance to their employees. However, some states have chosen not to create their own exchanges and instead rely on the federal government's exchange.

According to Recent Health Care Reform Legislation, States Must Create