Tom Purchases $300 Worth of Goods from Nancy

Tom purchases $300 worth of goods from Nancy.Nancy lives in on a small remote island that is part of the Bahamas.The goods will first travel by boat from the Bahamas to Florida and then by air to Tom.The contract states that the shipping terms are F.A.S.(Illinois) port of shipment.Nancy takes the goods down to the dock and places them on the dock next to a ship called Illinois.Nancy does not insure the goods.Nancy does not make sure the goods are placed on the ship.The goods are lost.Tom sues Nancy for his $300 back,who wins?

A) Tom wins because Nancy did not make sure the goods were placed on the ship.
B) Tom wins because Nancy held the risk of loss until the goods were delivered to Tom.
C) Tom wins because Nancy has a duty to send Tom a replacement order or refund his money.
D) Tom wins because Nancy was under an obligation to insure the goods and she didn't.
E) Nancy wins because Tom bears the risk of loss once the goods are placed on the dock of the Illinois ship.