The imposter rule applies when you write a check to someone who does not exist.

Name: The imposter rule applies when you write a check to someone who does not exist.
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The imposter rule applies when you write a check to someone who exists but is not entitled to the payment, such as a fraudster who has stolen someone else's identity and presented themselves as the payee. If you write a check to someone who does not exist, it is usually deemed invalid and returned to you.

The Imposter Rule Applies When You Write a Check to Someone