An "umbrella" insurance policy pays when other losses from a covered occurrence exceed the limits of other insurance.

Name: An "umbrella" insurance policy pays when other losses from a covered occurrence exceed the limits of other insurance.
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An umbrella insurance policy provides additional liability coverage beyond what is covered by other insurance policies. It kicks in when the limits of those other policies have been exhausted.

An "Umbrella" Insurance Policy Pays When Other Losses from a Covered