Which of the following would be a reason for preferring $100 now rather than $100 in one year's time?

Question

Quizplus · Accepted Answer

A) Inflation reduces the value of money over time, so $100 now has a higher purchasing power than $100 in the future. 
B) Assuming there is no interest earned on the $100 in one year's time, choosing to receive $100 now means avoiding the opportunity cost of not having that money to invest or earn interest for a year. 
C) There is also the risk that the promised $100 in one year's time may not actually be received, due to a variety of factors such as default or bankruptcy. Therefore, receiving $100 now instead is a safer option.

Which of the Following Would Be a Reason for Preferring