The type of insurance coverage that pays a per diem for each day a patient is in the hospital is:

Question

Quizplus · Accepted Answer

The type of insurance coverage that pays a per diem for each day a patient is in the hospital is called hospital indemnity insurance. This type of coverage provides a fixed cash benefit for each day of hospitalization and is typically used to help cover expenses that may not be paid for by other types of insurance policies. Hospital indemnity insurance is often purchased as a supplemental policy to a primary medical insurance plan. Hospital (A) and medical (C) insurance may provide benefits for hospitalization, but they do not typically provide a per diem benefit like hospital indemnity insurance. Major medical insurance (D) refers to comprehensive health insurance that covers a range of medical expenses, but it may or may not include hospital indemnity coverage as part of the policy.

The Type of Insurance Coverage That Pays a Per Diem