A point-of-service (POS) plan allows members to choose a health maintenance organization (HMO) or preferred provider organization (PPO) once a year at open enrollment.

Name: A point-of-service (POS) plan allows members to choose a health maintenance organization (HMO) or preferred provider organization (PPO) once a year at open enrollment.
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A point-of-service (POS) plan allows members to choose between using HMO or PPO services at each point of care, rather than just once a year at open enrollment.

A Point-Of-Service (POS) Plan Allows Members to Choose a Health