The Main Reason That Someone Would Use a Cashier's Check

The main reason that someone would use a cashier's check to make a payment rather than a check drawn on that person's own account is that:

A) using a cashier's check will cost less
B) the person will obtain a longer float time with the cashier's check
C) payees are often more willing to accept a cashier's check
D) cashier's checks can be indorsed to third parties