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Gita Has Entered into a Loan Contract with ABC Loans

Question 10

Multiple Choice

Gita has entered into a loan contract with ABC Loans Inc.in which Gita agrees to pay 70 percent per annum on the outstanding balance of the loan.Which of the following statements is correct regarding this arrangement?


A) Gita and ABC can agree to whatever interest rate they find mutually acceptable.
B) The interest rate contemplated in the loan violates the Criminal Code.
C) ABC is not permitted to charge more than 25 percent per annum pursuant to the Judgment Interest Act.
D) It is implied that this will be compounding interest.

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