Tony Is in Dispute with His Insurance Company Over the Payment

Tony is in dispute with his insurance company over the payment of a water damage claim to his home.He wants to ask the Financial Services Ombudsman (FOS) to help resolve the dispute.Which of the following statements is true?

A) Tony has no right to apply to FOS because he is a consumer and FOS only hears business insurance claims.
B) Tony has the right to apply to FOS if his claim is less than $250 000 and his annual gross income is less than $150 000.
C) Tony has the right to apply to FOS if his claim is less than $300 000 and his annual gross income is less than $100 000.
D) Tony has the right to apply to FOS if his claim is less than $500 000.