A recent trend in health insurance plans is consumer driven health plans which are tax advantage plans with high deductible coverage. The most common CDHPs are health reimbursement arrangements (HRAs)and health savings accounts (HSAs).

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Consumer-driven health plans (CDHPs) indeed include health reimbursement arrangements (HRAs) and health savings accounts (HSAs), which are designed to give consumers more control over their healthcare spending and encourage them to shop for the best value. These plans typically have higher deductibles but offer tax advantages to offset healthcare costs.

A Recent Trend in Health Insurance Plans Is Consumer Driven