Which of the Following Attributes Is NOT a Feature of Micro-Lending

Which of the following attributes is NOT a feature of micro-lending?

A) micro-lending involves the provision of credit facilities based on the institutions of waqf and zakat
B) flexibility in terms of repayment of the loan
C) micro-lending is provided for the entrepreneurial poor in order to assist them to grow their income with the expectation of greater return
D) micro-lending is provided for the low-income individuals in order to assist them to grow their physical asset base such as housing loans to generate income through leasing such houses to third part