A taxpayer whose spouse is covered at work under a qualiﬁed pension plan is generally not eligible to make a tax- deductible contribution to an IRA.

Question

Quizplus · Accepted Answer

A taxpayer can still make an IRA contribution even if their spouse is covered by a qualified pension plan at work, but the deductibility of that contribution depends on the couple's modified adjusted gross income (MAGI) and their tax filing status.

A Taxpayer Whose Spouse Is Covered at Work Under a Qualiﬁed