Freda Mai Has a $65,000 Insurance Annuity

Freda Mai has a $65,000 insurance annuity. The company has offered monthly payments for twenty years as a payout option for this annuity. The insurance company will use a 3% rate of return. How
Much more per month would Freda Mai receive if the insurance company would pay her a 5% rate
Of return on her annuity?

A) $13.13
B) $29.37
C) $68.48
D) $71.18
E) $73.01