For the insurer, the difference between the reserve at any point in time and the face amount of the policy is known as:

Question

Quizplus · Accepted Answer

The net amount at risk for an insurer is the difference between the reserve (or cash value) of a life insurance policy at any point in time and the face amount (or death benefit) of the policy. This represents the actual risk the insurer carries should the insured event occur.

For the Insurer, the Difference Between the Reserve at Any