Proposition 103 requires insurers to set prices primarily based on driving record, years of driving experience, and annual miles driven.

Question

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Proposition 103, passed in California in 1988, mandates that auto insurance rates must be primarily based on a driver's safety record, years of driving experience, and the number of miles driven annually, shifting the focus away from factors like ZIP code.

Proposition 103 Requires Insurers to Set Prices Primarily Based on Driving