Pro-future, Inc.
Sandy is a personal financial planner at Pro-future, Inc.Pro-future is a financial company that focuses on personal and business financing.When potential customers come to Sandy for financial advice, she first determines their investment goals in order to create a financial plan that fits their needs.Once she has created a suitable financial plan for a customer, Sandy gives her clients a pamphlet with suggestions for helping to accumulate the amount of money that they need.
Advice about risk is given to all of Sandy's clients.Sandy also makes strategic financial plans for each of her customers, which helps them to track and achieve their financial goals.
-Refer to Pro-future, Inc.What is a possible suggestion Sandy might give her clients in order to meet their retirement goals?

Question

Quizplus · Accepted Answer

Sandy may suggest to her clients to take advantage of any employer-sponsored retirement plans, such as 401(k) or 403(b), as they are a great way to save for retirement with pre-tax dollars and sometimes even employer contributions. This can help her clients reach their retirement goals faster and more efficiently. Option A is incorrect as financing credit cards would put clients in debt, which is counterproductive to saving for retirement. Option B is incorrect as not participating in 401(k) or 403(b) programmes would mean clients are missing out on tax advantages and potential employer contributions. Option D is incorrect as it does not provide any actionable advice. Option E may be too specific and may not be suitable for all clients.

Pro-Future, Inc. Sandy Is a Personal Financial Planner at Pro-Future, Inc.Pro-Future Is