Which of the following is an example of the "moral hazard of health insurance"?

Question

Quizplus · Accepted Answer

The moral hazard of health insurance refers to the tendency for individuals to overuse medical services when they are insured, because they do not bear the full cost of those services. In this case, an increase in surgeries prescribed for a benign condition beyond the point where the marginal benefit equals the marginal cost is an example of moral hazard, as the patient may opt for the surgery even though it may not be the most cost-effective or necessary treatment option.

Which of the Following Is an Example of the "Moral