Any individual bank's ROA depends on the bank's policy decisions, but is not affected by uncontrollable factors relating to the economy and government regulations.

Question

Quizplus · Accepted Answer

A bank's Return on Assets (ROA) is influenced not only by its policy decisions but also by uncontrollable external factors such as economic conditions and government regulations, which can significantly impact its profitability and asset performance.

Any Individual Bank's ROA Depends on the Bank's Policy Decisions