Permissible lender's expenses, which would not be considered in determining the rate of interest under usury statutes, include all but which of the following?

Question

Quizplus · Accepted Answer

A charge that significantly exceeds the actual cost, like charging $500 for a credit investigation that costs $75, would be considered in determining the rate of interest under usury statutes, as it could be seen as a way to disguise excessive interest.

Permissible Lender's Expenses, Which Would Not Be Considered in Determining