Nathan borrows $1,250 to pay his son's medical bills. This is not a consumer credit transaction subject to the FCCPA since the loan is for a family member's services rather than for Nathan's personal purchase of goods.

Question

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The FCCPA (Florida Consumer Collection Practices Act) applies to consumer debts, which include personal, family, or household purposes. Borrowing money for a family member's medical bills is considered a personal or family purpose, thus it is subject to the FCCPA.

Nathan Borrows $1,250 to Pay His Son's Medical Bills