If a Debtor Defaults on a Credit Contract, the Creditor

If a debtor defaults on a credit contract, the creditor may:

A) impose a late charge.
B) garnish wages if there has been a court proceeding to enforce collection of a judgment.
C) declare the entire balance of the debt immediately due and may sue on the debt.
D) All of these.
E) Both  impose a late charge and  declare the entire balance of the debt immediately due and sue on the debt.