The ________ seeks to make creditors disclose all terms of a credit arrangement before they enter into an agreement with a consumer-debtor.

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The Truth-in-Lending Act (TILA) is a federal law that seeks to promote transparency and fairness in lending. It requires creditors to disclose all terms and costs of a credit arrangement before a consumer-debtor enters into an agreement. This includes the annual percentage rate (APR), fees, and repayment terms. The goal is to help consumers make informed decisions about borrowing and to avoid deceptive or unfair practices by creditors. The other options listed (Dodd-Frank Act, Sherman Act, Securities Exchange Act) do not specifically address the disclosure of credit terms to consumers.

The ________ Seeks to Make Creditors Disclose All Terms of a Credit