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The Home Equity Loan Consumer Protection Act

Question 46

Multiple Choice

The Home Equity Loan Consumer Protection Act:


A) defines a principal dwelling to include second or vacation homes.
B) amends the Truth-in-Lending Act to require that lenders provide a disclosure statement to potential borrowers at least five days before they receive an application for the loan.
C) only covers loans with adjustable rate mortgages.
D) forbids the creditor from accelerating the outstanding balance of the loan if the consumer fails to make payments on time.

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