If a surgeon loses a hand, she may not be able to perform surgery. If she has an ____________ policy, she would be able to recover, even though she can still work as a doctor in a nonsurgical field. If she has a ____________ policy, there would be no recovery, even if the surgeon's only possible alternative is to be a tour guide.

Question

Quizplus · Accepted Answer

An occupational disability policy covers the inability to perform the specific duties of one's occupation, while a general disability policy covers the inability to work in any occupation.

If a Surgeon Loses a Hand, She May Not Be