Which of the following U.S. Acts requires that a bank must meet the credit needs of its area, especially in low and moderate income areas?

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The Community Reinvestment Act (CRA) is a federal law that requires banks to meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. The act requires banks to lend money in the areas where they accept deposits, and encourages them to provide services to all members of their community, regardless of income or race. The Equal Credit Opportunity Act prohibits lenders from discriminating based on race, sex, marital status, religion, national origin, age, or receipt of public assistance. The Fair Housing Act prohibits discrimination in the housing market based on race, color, national origin, religion, sex, familial status, or disability. The Home Mortgage Disclosure Act requires lenders to report information about their mortgage lending activity to federal regulators to help identify possible discriminatory lending practices.

Which of the Following U