When determining the amount and kind of insurance an individual needs, an agent should consider other income and benefit sources the applicant has or will have. Which of the following is not an income or benefit figured into this consideration?

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When determining the amount and kind of insurance an individual needs, an agent should consider other income and benefit sources the applicant will have from all of these except gifts. Gifts would not be reliable or necessarily known to factor in. Medicare, annuities, and rental property are each sources of income and benefits that should be considered. Other sources would include: Medicaid, group retirement plans, savings, other income, and other insurance.

When Determining the Amount and Kind of Insurance an Individual