An evaluation of a person's financial situation, a discussion of alternatives to bankruptcy, and a personal budget plan are all included in:

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Pre-bankruptcy counseling is a service offered to individuals considering filing for bankruptcy. It includes an evaluation of the person's financial situation and offers alternatives to bankruptcy, as well as a personal budget plan. Pre-debit counseling, creditor counseling, and real counseling are not specific to bankruptcy and may not include these components. Financial counseling may include some of these components but is not specific to bankruptcy.

An Evaluation of a Person's Financial Situation, a Discussion of Alternatives