A patient in an indemnity plan receives services valued at $430 according to a provider's usual fee, but the allowed charge is only $380. How much does the patient pay for coinsurance if the insurer reimburses 80 percent of the allowed charges?

Question

Quizplus · Accepted Answer

The insurer covers 80% of the allowed charge of $380, which is $304. The patient pays the remaining 20%, which is $76.

A Patient in an Indemnity Plan Receives Services Valued at $430