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If a Bank Issues a Standby Credit Letter for XYZ

Question 110

Multiple Choice

If a bank issues a standby credit letter for XYZ Corporation and XYZ Corporation files for bankruptcy,


A) The bank will be liable for the loss covered by the standby credit letter
B) The bank sells the standby credit letter
C) The bank will receive preferential treatment in bankruptcy court
D) Banks rarely issue standby credit letters because the default rate is so high
E) None of the above

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