Households and Businesses Often Hold Some of Their Wealth as Non-Interest

Households and businesses often hold some of their wealth as non-interest earning money balances, because:

A) money balances always pay lower rates of return than the non-money assets.
B) money balances provide convenience and lower risk than many other assets.
C) the opportunity cost of holding money balances is lower than that of other assets.
D) money balances offer a better protection against rising prices than do many other assets.